CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION

EIN: 850133271

ROSWELL, NM

Total Revenue
$1,692,151
Total Expenses
$813,684
Total Assets
$37,374,216
Net Assets
$7,931,256
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1952
Legal Domicile
NM
Principal Officer
LAURA COX
Phone
5756235444
Tax Period
2025-01-01 to 2025-12-31

CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION, founded in 1952, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $878K, a strong 52% operating margin.

Mission

PROVIDES SAVINGS AND LOAN PRODUCTS FOR MEMBERS AT COMPETETIVE RATES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $924,878
Investment Income $767,273
Other Revenue $0
TOTAL REVENUE $1,692,151

Expense Breakdown

Grants Paid $0
Salaries & Benefits $275,576
Fundraising Expenses $0
Other Expenses $538,108
TOTAL EXPENSES $813,684

Year-over-Year Comparison

2025 2024 Change
Revenue $1,692,151 $1,527,637 +0.1%
Expenses $813,684 $781,954 +0.0%
Net Income $878,467 $745,683 +0.2%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
7
Independent Members
7
Employees
5
Volunteers
12

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$73,475
Total Directors
8
$73,475
Key Employees
1
$73,475
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAN JENNINGS CHAIRPERSON 1.00
Officer Director
$0 $0 $0
HAROLD PLEASANT VICE CHAIR 1.00
Officer Director
$0 $0 $0
JULIE SEILER SECRETARY 1.00
Officer Director
$0 $0 $0
SHELLEY MONTGOMERY BOARD 1.00
Director
$0 $0 $0
DEBBIE NORRIS BOARD 1.00
Director
$0 $0 $0
DEB BEYHAN BOARD 1.00
Director
$0 $0 $0
JANYCE CALLAWAY BOARD 1.00
Director
$0 $0 $0
LAURA COX MANAGER, TREASURER 40.00
Officer Director Key Emp Highest
$73,475 $0 $73,475
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,692,151 $813,684 $37,374,216 $878,467
2024 $1,527,637 $781,954 $36,003,397 $745,683
2023 $1,266,266 $749,315 $35,968,135 $516,951
2022 $958,166 $688,239 $35,715,716 $269,927
2021 $944,546 $637,133 $35,097,645 $307,413
2020 $944,684 $672,439 $31,215,818 $272,245
2019 $912,730 $621,819 $28,308,763 $290,911
2018 $817,069 $607,110 $27,576,651 $209,959
Explore More Nonprofits
→Top 100 Nonprofits in New Mexico →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION with other nonprofits in New Mexico and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.