ROSWELL, NM
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION, founded in 1952, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $878K, a strong 52% operating margin.
PROVIDES SAVINGS AND LOAN PRODUCTS FOR MEMBERS AT COMPETETIVE RATES
THE CREDIT UNION OFFERS LOANS OF VARIOUS TYPES AT COMPETETIVE RATES
THE CREDIT UNION OFFERS SAVINGS PRODUCTS OF VARIOUS TYPES AT COMPETETIVE RATES
THE CREDIT UNION OFFERS IRA PRODUCTS OF VARIOUS TYPES AT COMPETETIVE RATES
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $1,692,151 | $1,527,637 | +0.1% |
| Expenses | $813,684 | $781,954 | +0.0% |
| Net Income | $878,467 | $745,683 | +0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DAN JENNINGS | CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| HAROLD PLEASANT | VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JULIE SEILER | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| SHELLEY MONTGOMERY | BOARD | 1.00 |
Director
|
$0 | $0 | $0 |
| DEBBIE NORRIS | BOARD | 1.00 |
Director
|
$0 | $0 | $0 |
| DEB BEYHAN | BOARD | 1.00 |
Director
|
$0 | $0 | $0 |
| JANYCE CALLAWAY | BOARD | 1.00 |
Director
|
$0 | $0 | $0 |
| LAURA COX | MANAGER, TREASURER | 40.00 |
Officer
Director
Key Emp
Highest
|
$73,475 | $0 | $73,475 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,692,151 | $813,684 | $37,374,216 | $878,467 |
| 2024 | $1,527,637 | $781,954 | $36,003,397 | $745,683 |
| 2023 | $1,266,266 | $749,315 | $35,968,135 | $516,951 |
| 2022 | $958,166 | $688,239 | $35,715,716 | $269,927 |
| 2021 | $944,546 | $637,133 | $35,097,645 | $307,413 |
| 2020 | $944,684 | $672,439 | $31,215,818 | $272,245 |
| 2019 | $912,730 | $621,819 | $28,308,763 | $290,911 |
| 2018 | $817,069 | $607,110 | $27,576,651 | $209,959 |
Compare CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION with other nonprofits in New Mexico and across the country.