CREDIT UNIONS IN THE STATE OF NEW MEXICO

EIN: 850153938

Santa Fe, NM

Total Revenue
$22,949,236
Total Expenses
$20,143,278
Total Assets
$306,604,583
Net Assets
$33,837,188
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1948
Legal Domicile
NM
Principal Officer
TANYA STURGEON
Phone
5059828942
Tax Period
2024-01-01 to 2024-12-31

CREDIT UNIONS IN THE STATE OF NEW MEXICO, founded in 1948, is a mid-sized nonprofit that reported $22.9M in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $20.1M left a modest 12% surplus.

Mission

GUADALUPE CREDIT UNION IS A NEW MEXICO STATE CHARTERED CERTIFIED COMMUNITY DEVELOPMENT AND LOW-INCOME DESIGNATED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $379,707
Program Service Revenue $19,518,131
Investment Income $2,989,280
Other Revenue $62,118
TOTAL REVENUE $22,949,236

Expense Breakdown

Grants Paid $0
Salaries & Benefits $8,973,848
Fundraising Expenses $0
Other Expenses $11,169,430
TOTAL EXPENSES $20,143,278

Year-over-Year Comparison

2024 2023 Change
Revenue $22,949,236 $19,406,133 +0.2%
Expenses $20,143,278 $16,381,162 +0.2%
Net Income $2,805,958 $3,024,971 -0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
5
Independent Members
5
Employees
122
Volunteers
10

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$537,469
Total Directors
5
$0
Key Employees
0
$0
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
TANYA STURGEON CHIEF EXECUTIVE OFFICER 50.00
Officer
$224,414 $25,221 $249,635
MICHELLE LOWRIE CHIEF FINANCIAL OFFICER 50.00
Officer
$144,841 $2,649 $147,490
JAMES TRESIDDER VP OF IT & FACILITIES 50.00
Highest
$125,612 $16,292 $141,904
DIANE SANDOVAL-GRIEGO CHIEF OF FINANCIAL EMPOWERMENT 50.00
Officer
$137,256 $3,088 $140,344
NELSON MEDINA VP OF HR & TRAINING 50.00
Highest
$110,933 $23,837 $134,770
KIDIAM RODRIGUEZ VP OF HR & TRAINING 50.00
Highest
$123,277 $1,754 $125,031
CARMEN DOMINGUEZ BOARD MEMBER 8.00
Director
$0 $0 $0
ANAYENSI OLIVAS BOARD MEMBER 8.00
Director
$0 $0 $0
LINDA MEDINA BOARD CHAIR 8.00
Officer Director
$0 $0 $0
BRYAN MAESTAS BOARD VICE CHAIR 8.00
Officer Director
$0 $0 $0
GLADYS COBOS-ROMERO SECRETARYTREASURER 8.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $22,949,236 $20,143,278 $306,604,583 $2,805,958
2023 $19,406,133 $16,381,162 $261,734,813 $3,024,971
2022 $16,701,986 $13,920,462 $258,363,519 $2,781,524
2021 $14,584,670 $11,842,376 $252,448,158 $2,742,294
2020 $14,283,420 $13,024,951 $217,713,473 $1,258,469
2019 $14,243,741 $12,409,288 $183,020,690 $1,834,453
2018 $12,975,633 $10,642,788 $166,953,583 $2,332,845
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