QUESTA, NM
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)QUESTA CREDIT UNION, founded in 1959, is a community nonprofit that reported $2.1M in total revenue in fiscal year 2024. Revenue surged 29% from the prior year, signaling strong growth momentum. The organization ran a surplus of $630K, a strong 30% operating margin.
THE CREDIT UNION IS FOCUSED ON PROMOTING THRIFT AMONG ITS MEMBERS BY CREATING A SOURCE OF CREDIT THAT PROVIDES REASONABLE INTEREST RATES FOR LOANS AND DEPOSIT ACCOUNTS THAT OFFER HIGHER DIVIDEND RATES IN THE LOCAL MARKET
THE CREDIT UNION INCREASED THE VALUE OF MEMBERS EQUITY BY APPROXIMATELY $600,000
THE CREDIT UNION ISSUED 529 LOANS WITH A COMBINED TOTAL OF $7,692,750
THE CREDIT UNION ISSUED TO MEMBERS DURING 2022 DIVIDENDS TOTALING $13,982
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,120,369 | $1,649,711 | +0.3% |
| Expenses | $1,490,193 | $954,290 | +0.6% |
| Net Income | $630,176 | $695,421 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| MALAQUIAS RAEL | CHAIRMAN | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| MICHELLE SPEARS | VICE CHAIRMAN | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CYNTHIA RAEL VIGIL | SECRETARY TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| GERALDINE TAFOYA | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| KATHERINE FLORY | MANAGER | 40.00 |
Officer
|
$90,000 | $9,000 | $99,000 |
| BRIAN TORRES | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JOSE LOVATO | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| DONALD GALLEGOS | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $2,120,369 | $1,490,193 | $25,807,026 | $630,176 |
| 2023 | $1,649,711 | $954,290 | $23,308,571 | $695,421 |
| 2022 | $1,083,528 | $687,224 | $19,209,554 | $396,304 |
| 2021 | $938,978 | $578,071 | $17,006,111 | $360,907 |
| 2020 | $776,827 | $481,901 | $13,432,403 | $294,926 |
| 2019 | $687,637 | $426,535 | $10,766,089 | $261,102 |
| 2018 | $621,875 | $360,770 | $9,855,669 | $261,105 |
Compare QUESTA CREDIT UNION with other nonprofits in New Mexico and across the country.