RED RIVER CHAMBER OF COMMERCE

EIN: 850207373

RED RIVER, NM

Total Revenue
$250,380
Total Expenses
$285,935
Total Assets
$126,131
Net Assets
$-41,475
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1980
Legal Domicile
NM
Principal Officer
TERRIE BOWEN
Phone
5757542366
Tax Period
2023-01-01 to 2023-12-31

RED RIVER CHAMBER OF COMMERCE, founded in 1980, is a small nonprofit that reported $250K in total revenue in fiscal year 2023. Expenses of $286K exceeded revenue, resulting in a 14% operating deficit.

Mission

SUPPORT AND PROMOTE THE BUSINESS COMMUNITY OF RED RIVER AND THE ENCHANTED CIRCLE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $38,972
Program Service Revenue $211,209
Investment Income $199
Other Revenue $0
TOTAL REVENUE $250,380

Expense Breakdown

Grants Paid $0
Salaries & Benefits $87,958
Fundraising Expenses $0
Other Expenses $197,977
TOTAL EXPENSES $285,935

Year-over-Year Comparison

2023 2022 Change
Revenue $250,380 N/A N/A
Expenses $285,935 N/A N/A
Net Income $-35,555 N/A N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
2
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
TERRIE BOWEN TREASURER N/A
Officer
$0 $0 $0
LINDSEY CASALI SECRETARY N/A
Officer
$0 $0 $0
RACHEL SWIGART VICE PRESIDE N/A
Officer
$0 $0 $0
BRIAN WALTZ PRESIDENT N/A
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $250,380 $285,935 $126,131 $-35,555
2022 $238,560 $222,669 $135,627 $15,891
2022 No data No data $131,944 No data
2021 $94,115 $98,453 $104,775 $-4,338
2020 $109,552 $93,738 $104,775 $15,814
2019 $220,821 $215,683 $20,661 $5,138
2018 $245,377 $276,763 $20,415 $-31,386
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