Snyder Volunteer Firefighter's Benevolvent Association (EIN 851195010) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Principal Officer

Christopher Sciolino

Phone

7168393440

Tax Period

2024-01-01 to 2024-12-31

Snyder Volunteer Firefighter's Benevolvent Association, founded in 1922, is a small nonprofit in the Public Safety sector that reported $268K in total revenue in fiscal year 2024. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $206K, a strong 77% operating margin.

Mission

Provide medical benefits and term life insurance to current and former volunteer firefighters of the Snyder Fire Department, Inc.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $247,888

Program Service Revenue $0

Investment Income $20,546

Other Revenue $0

TOTAL REVENUE $268,434

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $57,424

Other Expenses $50,124

TOTAL EXPENSES $62,544

Year-over-Year Comparison

	2024	2023	Change
Revenue	$268,434	$225,068	+0.2%
Expenses	$62,544	$71,284	-0.1%
Net Income	$205,890	$153,784	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Daniel Teplesky	Trustee President	015.00	Director	$0	$0	$0
Alan Craik	Trustee VP	015.00	Director	$0	$0	$0
Thomas Merrill	Trustee Secretary	015.00	Director	$0	$0	$0
Chris Scoilino	Trustee Treasurer	015.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$268,434	$62,544	$650,887	$205,890
2023	$225,068	$71,284	$444,997	$153,784

Snyder Volunteer Firefighter's Benevolvent Association