LULA NFP INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2020

Legal Domicile

Principal Officer

JIMENA LOPEZ

Phone

3095733283

Tax Period

2025-01-01 to 2025-12-31

LULA NFP INC, founded in 2020, is a small nonprofit in the Human Services sector that reported $128K in total revenue in fiscal year 2025. Revenue fell 77% from the prior year — a significant decline worth monitoring. Expenses of $515K exceeded revenue, resulting in a 301% operating deficit.

Mission

TO PROVIDE PEER EDVOCACY, RESOURCES, HARM REDUCTION SUPPLIES, TEMP SHELTER & STREET SUPPORT TO ASSIST WITH CONDITIONS THAT LEAD INDIVIDUA TO BECOME UNHOUSED, FOOD INSECURE, OR OUT OF LIFE SAVING MEDICAL

Program Service Accomplishments

Program 1

Expenses: $511,656 Revenue: $548,074

TO PROVIDE PEER EDVOCACY, RESOURCES, HARM REDUCTION SUPPLIES, TEMP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $126,577

Program Service Revenue $0

Investment Income $0

Other Revenue $1,906

TOTAL REVENUE $128,483

Expense Breakdown

Grants Paid $511,656

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $511,656

Other Expenses $3,334

TOTAL EXPENSES $514,990

Year-over-Year Comparison

	2025	2024	Change
Revenue	$128,483	$548,074	-0.8%
Expenses	$514,990	N/A	N/A
Net Income	$-386,507	$548,074	-1.7%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KSHE BERNARD	PRESIDENT	50	Officer	$0	$0	$0
HEATHER STACY	VICE PRESIDENT	60	Officer	$0	$0	$0
JIMENA LOPEZ	TREASURER	20	Officer	$0	$0	$0
CAMILLA PIETRE	SECRETARY	30	Officer	$0	$0	$0
MELISSA HERNAN	BOARD MEMBER	10	Officer	$0	$0	$0
KRISTA BERGHOL	BOARD MEMBER	1	Officer	$0	$0	$0
MEGAN FRYE	BOARD MEMBER	1	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$128,483	$514,990	$3,083	$-386,507