CRESER Capital Fund (EIN 853085043) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2020

Legal Domicile

Principal Officer

Juan Hernandez

Phone

4154217555

Tax Period

2023-01-01 to 2023-12-31

CRESER Capital Fund, founded in 2020, is a community nonprofit in the Community Improvement sector that reported $1.6M in total revenue in fiscal year 2023. Revenue surged 77% from the prior year, signaling strong growth momentum. The organization ran a surplus of $426K, a strong 27% operating margin.

Mission

CRESER Capital Fund will accelerate access to capital and unlock the Latino economic growth engine's force to promote the development and advancement of Latino businesses to power the next generation's future.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,488,957

Program Service Revenue $64,118

Investment Income $5,522

Other Revenue $0

TOTAL REVENUE $1,558,597

Expense Breakdown

Grants Paid $65,000

Salaries & Benefits $614,062

Fundraising Expenses $0

Program Expenses $1,062,349

Other Expenses $453,433

TOTAL EXPENSES $1,132,495

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,558,597	$883,038	+0.8%
Expenses	$1,132,495	$684,811	+0.7%
Net Income	$426,102	$198,227	+1.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$552,898

Total Directors

$552,898

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mayra Mizrachi	President	35.00	Officer Director	$254,669	$25,421	$280,090
Juan Hernandez	CEO	35.00	Officer Director	$254,668	$18,140	$272,808

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,558,597	$1,132,495	$1,640,294	$426,102
2022	$883,038	$684,811	$1,061,712	$198,227
2021	$1,077,922	$214,437	$881,318	$863,485

CRESER Capital Fund