BENTON HARBOR COMMUNITY DEVELOPMENT CORPORATION (EIN 853784631) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2020

Legal Domicile

Principal Officer

ASHLEY HINES

Phone

4439861553

Tax Period

2024-01-01 to 2024-12-31

BENTON HARBOR COMMUNITY DEVELOPMENT CORPORATION, founded in 2020, is a small nonprofit in the Human Services sector that reported $293K in total revenue in fiscal year 2024. Revenue fell 25% from the prior year — a significant decline worth monitoring. Expenses of $277K left a modest 6% surplus.

Mission

SUPPORT THE COMMUNITY THROUGH HOUSING AND NEIGHBORHOOD REVITALIZATION PROGRAMS. MENTAL AND PHYSICAL HEALTH THROUGH COMMUNITY SUPPORT SERVICES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $293,071

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $293,071

Expense Breakdown

Grants Paid $0

Salaries & Benefits $103,760

Fundraising Expenses $0

Program Expenses $259,011

Other Expenses $172,967

TOTAL EXPENSES $276,727

Year-over-Year Comparison

	2024	2023	Change
Revenue	$293,071	$393,237	-0.3%
Expenses	$276,727	$280,580	0.0%
Net Income	$16,344	$112,657	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NETRA EPPS	MEMBER	1.00	Director	$0	$0	$0
BETH HAIRE - LEWIS	MEMBER	1.00	Director	$0	$0	$0
RICHARD HENSEL	MEMBER	1.00	Director	$0	$0	$0
SARAH FORREST	MEMBER	1.00	Director	$0	$0	$0
DAWN MARIE SMITH	MEMBER	1.00	Director	$0	$0	$0
DIANE YOUNG	MEMBER	1.00	Director	$0	$0	$0
STEPHEN GUNTER	PRESIDENT	1.00	Officer	$0	$0	$0
ALEXANDER ROBINSON	SECRETARY	1.00	Officer	$0	$0	$0
MAURICE BURTON	TREASURER	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$293,071	$276,727	$306,132	$16,344
2023	$393,237	$280,580	$289,788	$112,657
2022	$270,463	$93,414	$177,131	$177,049

BENTON HARBOR COMMUNITY DEVELOPMENT CORPORATION