2ND BLESSINGS COMPANY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

RON FISHER

Phone

3162673333

Tax Period

2025-01-01 to 2025-12-31

2ND BLESSINGS COMPANY is a small nonprofit in the Human Services sector that reported $349K in total revenue in fiscal year 2025. Expenses of $412K exceeded revenue, resulting in a 18% operating deficit.

Mission

SHARING THE LOVE OF JESUS THROUGH THE SALE OF AFFORDABLE CLOTHING AND HOUSEWARES

Program Service Accomplishments

Program 1

Expenses: $384,872 Revenue: $330,573

SHARING THE LOVE OF JESUS THROUGH THE SALE OF AFFORDABLE CLOTHING AND HOUSEWARES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $13,191

Program Service Revenue $330,573

Investment Income $5,025

Other Revenue $0

TOTAL REVENUE $348,789

Expense Breakdown

Grants Paid $0

Salaries & Benefits $114,995

Fundraising Expenses $11,397

Program Expenses $388,057

Other Expenses $297,326

TOTAL EXPENSES $412,321

Year-over-Year Comparison

	2025	2024	Change
Revenue	$348,789	$331,022	+0.1%
Expenses	$412,321	$351,428	+0.2%
Net Income	$-63,532	$-20,406	+2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SARAH ANDREWS	DIRECTOR	N/A	Director	$0	$0	$0
SCOTT VOGT	DIRECTOR	N/A	Director	$0	$0	$0
RON FISHER	PRESIDENT	N/A	Officer	$0	$0	$0
MIKE GRIMES	SECRETARY	N/A	Officer	$0	$0	$0
STEVE SCHMIDT	TREASURER	N/A	Officer	$0	$0	$0
DAVE VANDERGRIEND	VICE PRESIDE	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$348,789	$412,321	$163,011	$-63,532
2024	$331,022	$351,428	$224,285	$-20,406
2023	$299,729	$247,261	$224,029	$52,468
2022	$231,997	$186,338	$159,293	$45,659
2021	$205,311	$149,254	$74,401	$56,057
2020	$19,380	$8,188	$13,547	$11,192