MAGNET LENDING CORPORATION

EIN: 854188860 501(c)(3) Community Improvement

LANSING, MI

Total Revenue
$1,930,996
Total Expenses
$414,575
Total Assets
$13,606,021
Net Assets
$3,362,952
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2020
Legal Domicile
MI
Principal Officer
ADRIANNE JENKINS
Phone
5173340545
Tax Period
2024-01-01 to 2024-12-31

MAGNET LENDING CORPORATION, founded in 2020, is a community nonprofit in the Community Improvement sector that reported $1.9M in total revenue in fiscal year 2024. Revenue fell 54% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $1.5M, a strong 79% operating margin.

Mission

MAGNET LENDING CORPORATION IS A MICHIGAN NONPROFIT FORMED TO PROMOTE COMMUNITY AND ECONOMIC DEVELOPMENT, THE CREATION OF WEALTH AND JOB OPPORTUNITIES, AND TO FACILITATE INVESTMENT OF PRIVATE AND PUBLIC CAPITAL IN THE FORM OF LOW-COST, FLEXIBLE FINANCIAL PRODUCTS, COUPLED WITH DEVELOPMENT SERVICES. MLC'S FINANCIAL PRODUCTS AND DEVELOPMENT SERVICES ARE DESIGNED TO CREATE AND PRESERVE AFFORDABLE AND ATTAINABLE HOUSING, INVEST IN JOB-CREATING COMMUNITY-DRIVEN ECONOMIC DEVELOPMENT PROJECTS, AND PROMOTE THE ECONOMIC MOBILITY OF LOW- AND MODERATE INCOME RESIDENTS AND COMMUNITIES IN THE STATE OF MICHIGAN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,262,654
Program Service Revenue $191,580
Investment Income $476,762
Other Revenue $0
TOTAL REVENUE $1,930,996

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $414,575
Other Expenses $414,575
TOTAL EXPENSES $414,575

Year-over-Year Comparison

2024 2023 Change
Revenue $1,930,996 $4,238,819 -0.5%
Expenses $414,575 $178,499 +1.3%
Net Income $1,516,421 $4,060,320 -0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
14
Independent Members
13
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
9
$1,057,915
Total Directors
14
$304,886
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ERIC HANNA PRESIDENT & CEO; DIRECTOR 2.00
Officer Director
$0 $39,267 $304,886
MARK MORANTE CHAIRPERSON 1.00
Officer Director
$0 $0 $0
MARY KING VICE CHAIRPERSON 1.00
Officer Director
$0 $0 $0
JAMIE SCHRINER TREASURER 1.00
Officer Director
$0 $0 $0
RICHARD HOSEY SECRETARY 1.00
Officer Director
$0 $0 $0
KARL DORSHIMER DIRECTOR 1.00
Director
$0 $0 $0
MARK MCDANIEL DIRECTOR 1.00
Director
$0 $0 $0
ELISSA SANGALLI DIRECTOR 1.00
Director
$0 $0 $0
MARIA VENTURA DIRECTOR 1.00
Director
$0 $0 $0
KARA WOOD DIRECTOR 1.00
Director
$0 $0 $0
DOUG BARCY DIRECTOR 1.00
Director
$0 $0 $0
JIM ANANICH DIRECTOR 1.00
Director
$0 $0 $0
STEPHANIE OSTERLAND DIRECTOR 1.00
Director
$0 $0 $0
BRAD HEFFNER DIRECTOR 1.00
Director
$0 $0 $0
ADRIANNE JENKINS CFO / COO 4.00
Officer
$0 $33,371 $241,233
MARILYN CHRUMKA VICE PRESIDENT OF DEVELOPM 1.00
Officer
$0 $19,740 $191,203
ELISABETH ALEXANDRIAN VICE PRESIDENT OF COMPLIAN 10.00
Officer
$0 $34,087 $164,693
BRANDON MILLER DIRECTOR OF PROPERTY MAINT 1.00
Officer
$0 $28,496 $155,900
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,930,996 $414,575 $13,606,021 $1,516,421
2023 $4,238,819 $178,499 $8,657,031 $4,060,320
2022 $157,066 $3,488 $2,903,549 $153,578
2021 $86,921 $10,842 $1,694,322 $76,079
2020 $15,000 $771 $1,673,500 $14,229
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