LECOM HEALTH RISK RETENTION GROUP

EIN: 854350386 501(c)(3) Health Care

ERIE, PA

Total Revenue
$6,991,380
Total Expenses
$3,044,341
Total Assets
$14,468,311
Net Assets
$6,306,058
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2020
Legal Domicile
PA
Principal Officer
JOHN M FERRETTI DO
Phone
8148605101
Tax Period
2023-01-01 to 2023-12-31

LECOM HEALTH RISK RETENTION GROUP, founded in 2020, is a community nonprofit in the Health Care sector that reported $7.0M in total revenue in fiscal year 2023. Revenue surged 63% from the prior year, signaling strong growth momentum. The organization ran a surplus of $3.9M, a strong 56% operating margin.

Mission

THE CORPORATION'S PRIMARY PURPOSE IS TO SUPPORT THE CHARITABLE PURPOSES OF (I) MILLCREEK HEALTH SYSTEM, A PENNSYLVANIA NONPROFIT CORPORATION D/B/A LECOM HEALTH (THE "PARENT"), AND (II) EACH AFFILIATE OF THE PARENT THAT IS IN EXISTENCE ON THE DATE HEREOF OR IS FORMED AFTER THE DATE HEREOF AND THAT IS EXEMPT FROM FEDERAL INCOME TAX AND IS AN ENTITY OF THE TYPE DESCRIBED IN SECTION 501(C)(3) OF THE CODE (THE "LECOM EXEMPT AFFILIATES") BY PROVIDING INSURANCE AND/OR CLAIMS DEFENSE, ADMINISTRATION, AND INDEMNITY TO, OR IN RESPECT OF RISKS PRESENTED BY AND ACTIVITIES ENGAGED IN BY, THE PARENT AND/OR THE LECOM EXEMPT AFFILIATES, TOGETHER WITH THEIR RESPECTIVE EMPLOYEES AND OTHERS PROVIDING SERVICES ON BEHALF OF AND WITHIN THE SCOPE OF THE EXEMPT ACTIVITIES ENGAGED IN BY THE PARENT AND/OR THE LECOM EXEMPT AFFILIATES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $6,559,231
Investment Income $432,149
Other Revenue $0
TOTAL REVENUE $6,991,380

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $2,874,098
Other Expenses $3,044,341
TOTAL EXPENSES $3,044,341

Year-over-Year Comparison

2023 2022 Change
Revenue $6,991,380 $4,297,375 +0.6%
Expenses $3,044,341 $3,619,554 -0.2%
Net Income $3,947,039 $677,821 +4.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
1
Employees
N/A
Volunteers
1

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$2,292,229
Total Directors
5
$2,586,999
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN M FERRETTI DO PRESIDENT 1.00
Officer Director
$0 $38,739 $1,510,815
STEVEN G INMAN CPA CGMA TREASURER AND SECRETARY 1.00
Officer Director
$0 $38,506 $420,405
RICHARD E FERRETTI ESQ VICE PRESIDENT 1.00
Officer Director
$0 $42,755 $361,009
AARON E SUSMARSKI JD BOARD MEMBER 1.00
Director
$0 $32,285 $294,770
NICK RODRIGUEZ-CAYRO BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $6,991,380 $3,044,341 $14,468,311 $3,947,039
2022 $4,297,375 $3,619,554 $7,550,098 $677,821
2021 $2,396,083 $1,878,367 $3,561,242 $517,716
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