AGBENEFITS (EIN 856127618) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Phone

8067314092

Tax Period

2022-06-01 to 2023-05-31

AGBENEFITS, founded in 2002, is a micro nonprofit that reported $472 in total revenue in fiscal year 2022. Revenue fell 92% from the prior year — a significant decline worth monitoring. Expenses of $7K exceeded revenue, resulting in a 1413% operating deficit.

Mission

Provide fully insured life and health coverage under the self-insured multiple employer welfare arrangement.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $472

TOTAL REVENUE $472

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $7,142

TOTAL EXPENSES $7,142

Year-over-Year Comparison

	2022	2021	Change
Revenue	$472	$5,884	-0.9%
Expenses	$7,142	$15,715	-0.5%
Net Income	$-6,670	$-9,831	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
TOMMY ENGLEKE	Director	Director	$0	$0	$0
BUZZ COOOPER	Director	Director	$0	$0	$0
BRET BROWN	Secretary/Treas	Officer Director	$0	$0	$0
CRAIG ROHRBACH	Director	Director	$0	$0	$0
LARRY BLACK	Director	Director	$0	$0	$0
PHILLIP KIDD	Director	Director	$0	$0	$0
TONY WILLIAMS	Director	Director	$0	$0	$0
PAUL WILSON	President	Director	$0	$0	$0
MARCELO AGUILAR	INTERIM EXEC DIRECTOR		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$472	$7,142	$532,859	$-6,670
2022	$5,884	$15,715	$539,529	$-9,831
2021	$11,206	$243,339	$549,360	$-232,133
2020	$4,402,737	$3,842,382	$914,556	$560,355
2019	$8,454,385	$9,625,839	$2,914,912	$-1,171,454

AGBENEFITS