YUMA COUNTY CHAMBER OF COMMERCE (EIN 860069704) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Phone

9287822567

Tax Period

2024-01-01 to 2024-12-31

YUMA COUNTY CHAMBER OF COMMERCE, founded in 1980, is a small nonprofit that reported $504K in total revenue in fiscal year 2024.

Mission

PROMOTION OF THE BUSINESS COMMUNITY IN YUMA COUNTY ARIZONA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $276,689

Program Service Revenue $230,735

Investment Income $68

Other Revenue $-3,319

TOTAL REVENUE $504,173

Expense Breakdown

Grants Paid $0

Salaries & Benefits $284,352

Fundraising Expenses $0

Other Expenses $229,606

TOTAL EXPENSES $513,958

Year-over-Year Comparison

	2024	2023	Change
Revenue	$504,173	$494,858	+0.0%
Expenses	$513,958	$500,042	+0.0%
Net Income	$-9,785	$-5,184	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
LORI ARNEY	PAST CHAIR	Officer Director	$0	$0	$0
AMBER THORNTON	INCOMING CHAIR	Officer Director	$0	$0	$0
MARTHA HUIZAR	Director	Director	$0	$0	$0
KAYLA IRR-MENDEZ	Director	Director	$0	$0	$0
DARLENE FIRESTONE	Director	Director	$0	$0	$0
ALEX BEJARANO	Director	Director	$0	$0	$0
COLLEEN LOWNDS	Secretary	Officer Director	$0	$0	$0
TONYA TACKER-MACHADO	Director	Director	$0	$0	$0
CHRIS BOLIN	Director	Director	$0	$0	$0
MARIANA MARTINEZ	Director	Director	$0	$0	$0
FRANK SALDANA	Director	Director	$0	$0	$0
REGINA TWOMEY	Chairman	Officer Director	$0	$0	$0
MARCUS CARNEY	Director	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$504,173	$513,958	$36,232	$-9,785
2023	$494,858	$500,042	$41,961	$-5,184
2022	$474,825	$430,421	$47,014	$44,404
2021	$401,260	$480,806	$48,421	$-79,546
2020	$414,968	$447,127	$83,178	$-32,159
2019	$489,271	$463,118	$108,878	$26,153
2018	$409,259	$411,423	$84,556	$-2,164

YUMA COUNTY CHAMBER OF COMMERCE