WINSLOW CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

THERESA WARREN

Phone

9282892434

Tax Period

2023-07-01 to 2024-06-30

WINSLOW CHAMBER OF COMMERCE, founded in 1993, is a small nonprofit that reported $235K in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $219K left a modest 7% surplus.

Mission

CHAMBER OF COMMERCE AND TOURISM FOR THE CITY OF WINSLOW AZ.

Program Service Accomplishments

Program 1

COMMUNITY CHRISTMAS PARADE

Program 2

PROMOTION FOR THE CITY OF WINSLOW TOURISM AND SHOP LOCAL

Program 3

ANNUAL MEMBERSHIP RECOGNITION DINNER

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $17,568

Program Service Revenue $196,212

Investment Income $198

Other Revenue $21,045

TOTAL REVENUE $235,023

Expense Breakdown

Grants Paid $15,509

Salaries & Benefits $137,366

Fundraising Expenses $0

Other Expenses $65,852

TOTAL EXPENSES $218,727

Year-over-Year Comparison

	2023	2022	Change
Revenue	$235,023	$216,490	+0.1%
Expenses	$218,727	$197,729	+0.1%
Net Income	$16,296	$18,761	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$63,240

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BERRY LARSON	PRESIDENT	1.00	Officer Director	$0	$0	$0
REESE CHATWIN	DIRECTOR	1.00	Director	$0	$0	$0
THERESA WARREN	SECY/TREAS	3.00	Officer	$0	$0	$0
RICK LEE	DIECTOR	1.00	Director	$0	$0	$0
SEAN GRAVIER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
KELLY RADA	DIRECTOR	1.00	Director	$0	$0	$0
BLAKE MILLER	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL MENDOZA	DIRECTOR	2.00	Director	$0	$0	$0
LINDA BRANCH	DIRECTOR	1.00	Director	$0	$0	$0
STEVE HENLING	DIRECTOR	1.00	Director	$0	$0	$0
JEANNIE JACOBS	DIRECTOR	1.00	Director	$0	$0	$0
TINA SCOTT	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT HALL	NON-VOTING CEO	40.00	Key Emp	$63,240	$0	$63,240

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$235,023	$218,727	$201,793	$16,296
2023	$216,490	$197,729	$185,080	$18,761
2022	$226,596	$158,109	$166,159	$68,487