Phoenix, AZ
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Arizona Financial Credit Union, founded in 2022, is a major nonprofit in the Public & Societal Benefit sector that reported $204.2M in total revenue in fiscal year 2023. Revenue surged 155% from the prior year, signaling strong growth momentum. The organization ran a surplus of $36.3M, a strong 18% operating margin.
The purpose of Arizona Financial Credit Union is to promote thrift and to provide credit to its members.
ARIZONA FINANCIAL CREDIT UNION (AZFCU) IS A STATE CHARTERED COOPERATIVE ASSOCIATION ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG AND CREATING A SOURCE OF CREDIT FOR ITS MEMBERS. THE CREDIT...
ARIZONA FINANCIAL CREDIT UNION (AZFCU) IS A STATE CHARTERED COOPERATIVE ASSOCIATION ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG AND CREATING A SOURCE OF CREDIT FOR ITS MEMBERS. THE CREDIT UNION PROVIDES MORTGAGE, VEHICLE AND OTHER CONSUMER AND COMMERCIAL LOANS TO ITS MEMBERS. THE CREDIT UNION ALSO OFFERS A VARIETY OF ACCOUNTS FOR MEMBERS TO TRANSACT AND SAVE, INCLUDING SHARE DRAFT ACCOUNTS AND SHARE CERTIFICATES. AS A MEMBER-OWNED ORGANIZATION, THE CREDIT UNION STRIVES TO PROVIDE COMPETITIVE INTEREST AND DIVIDEND RATES TO ITS MEMBERS AND CONVENIENT WAYS FOR MEMBERS TO ACCESS THEIR ACCOUNTS, INCLUDING ONLINE AND MOBILE BANKING AND SHARED BRANCHING SERVICES.
AZFCU OFFERS CREDIT LIFE AND DISABILITY INSURANCE TO ITS MEMBERS WHEN THEY FINANCE A VEHICLE OR OPEN A CREDIT CARD. THIS INSURANCE WOULD PAY OFF THE LOAN IN THE CASE OF A DEATH OR DISABILITY. AZFCU...
AZFCU OFFERS CREDIT LIFE AND DISABILITY INSURANCE TO ITS MEMBERS WHEN THEY FINANCE A VEHICLE OR OPEN A CREDIT CARD. THIS INSURANCE WOULD PAY OFF THE LOAN IN THE CASE OF A DEATH OR DISABILITY. AZFCU OFFERS AUTO WARRANTIES AT FAIR PRICES TO ITS MEMBERS. THESE WARRANTIES ARE COMPREHENSIVE AND HELP WITH THE COSTS OF REPAIR OF THE VEHICLE.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $204,218,702 | $80,017,866 | +1.6% |
| Expenses | $167,917,483 | $64,824,348 | +1.6% |
| Net Income | $36,301,219 | $15,193,518 | +1.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| N/A | Board Vice chairperson | 3.0 |
Officer
Director
|
$0 | $0 | $0 |
| N/A | Board Secretary | 3.0 |
Officer
Director
|
$0 | $0 | $0 |
| N/A | Board Chairperson | 3.0 |
Officer
Director
|
$0 | $0 | $0 |
| N/A | Board Treasurer | 3.0 |
Officer
Director
|
$0 | $0 | $0 |
| N/A | Board Member | 3.0 |
Director
|
$18,000 | $0 | $18,000 |
| N/A | Board Member | 3.0 |
Director
|
$0 | $0 | $0 |
| N/A | Board Member | 3.0 |
Director
|
$0 | $0 | $0 |
| N/A | BOARD MEMBER (PARTIAL YEAR) | 3.0 |
Director
|
$0 | $0 | $0 |
| N/A | Board Member | 3.0 |
Director
|
$0 | $0 | $0 |
| N/A | BOARD MEMBER (PARTIAL YEAR) | 3.0 |
Director
|
$0 | $0 | $0 |
| N/A | Board Member | 3.0 |
Director
|
$3,186 | $0 | $3,186 |
| N/A | President/CEO | 40.0 |
Officer
|
$645,144 | $229,738 | $874,882 |
| N/A | SVP & CFO | 40.0 |
Officer
|
$270,445 | $98,183 | $368,628 |
| N/A | EVP & Chief Operating Officer | 40.0 |
Key Emp
|
$344,587 | $178,956 | $523,543 |
| N/A | SVP Residential Lending | 40.0 |
Key Emp
|
$425,070 | $122,409 | $547,479 |
| N/A | EVP & Chief Strategy Officer | 40.0 |
Key Emp
|
$441,092 | $100,673 | $541,765 |
| N/A | EVP & Chief People and Culture Officer | 40.0 |
Key Emp
|
$316,853 | $92,356 | $409,209 |
| N/A | Arizona Market President & Chief Lending Officer | 40.0 |
Key Emp
|
$438,676 | $138,408 | $577,084 |
| N/A | Advisor | 40.0 |
Key Emp
|
$1,338,714 | $30,924 | $1,369,638 |
| N/A | SVP & Chief Credit Officer | 40.0 |
Key Emp
|
$320,913 | $97,419 | $418,332 |
| N/A | SVP & Commercial Lending | 40.0 |
Key Emp
|
$423,463 | $102,903 | $526,366 |
| N/A | General Counsel & Chief Compliance Officer | 40.0 |
Highest
|
$287,657 | $62,145 | $349,802 |
| N/A | Director of Gov. Guaranteed Loan Production | 40.0 |
Highest
|
$287,921 | $42,236 | $330,157 |
| N/A | SVP & Member Services | 40.0 |
Highest
|
$304,339 | $133,687 | $438,026 |
| N/A | Investment Representative | 40.0 |
Highest
|
$293,827 | $36,275 | $330,102 |
| N/A | Commercial Loan Officer | 40.0 |
Highest
|
$294,850 | $40,644 | $335,494 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $204,218,702 | $167,917,483 | $3,314,738,957 | $36,301,219 |
| 2022 | $80,017,866 | $64,824,348 | $3,171,193,266 | $15,193,518 |
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