Greater Verde Valley Chamber of Co… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

CHRISTIAN OLIVA DEL RIO

Phone

9286347593

Tax Period

2024-07-01 to 2025-06-30

Greater Verde Valley Chamber of Commerce, founded in 1980, is a small nonprofit that reported $319K in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $374K exceeded revenue, resulting in a 17% operating deficit.

Mission

PROMOTE COMMUNITY, ECONOMIC AND WORKFORCE DEVELOPMENT

Program Service Accomplishments

Program 1

THE CHAMBER IS A LOCAL INFORMATION VISITOR CENTER THROUGH THE ARIZONA OFFICE OF TOURISM. THEY MAINTAIN THE VISITOR INFORMATION CENTER PROVIDING INFORMATION TO APPROXIMATELY 7,00 VISITORS FROM JULY 1, 2024 - JUNE 30, 2025. THEY ALSO DISTRIBUTED OVER 40,000 VISITOR GUIDES BOTH LOCALLY AND NATIONALLY AND PARTICIPATED AND/OR SPONSORED OVER 60 LOCAL EVENTS. AND MAINTAINED TOURISM AND MEMBER WEBSITE.

Program 2

THE CHAMBER IS A MEMBER OF THE COTTONWOOD ECONOMIC DEVELOPMENT COUNCIL AND YAVAPAI COUNTY WORKFORCE DEVELOPMENT BOARD. AND PARTNERS WITH YAVAPAI COLLEGE, NACOG, DES AND GOODWILL SPONSORING ANNUAL JOB FAIR. THEY HAVE WORKED WITH THE CIT OF COTTONWOOD, COTTONWOOD ECONOMIC DEVELOPMENT COUNCIL, VERDE VALLEY WINE CONSORTIUM, OLD TOWN ASSOCIATION, YAVAPAI COLLEGE FOUNDATION, LOCAL FIRST AND SEDONA-VERDE VALEY TOURISM COUNCIL TO PROMOTE THE COMMUNITY.

Program 3

THE CHAMBER PROVIDED SUPPORT TO APPROXIMATELY 480 BUSINESS MEMBERS AND OTHER MEMBERS THROUGH APPROXIMATELY 60 NETWORKING EVENTS, INCLUDING MONTHLY BREAKFASTS, MIXERS, ANNUAL DINNER AND BOARD...

THE CHAMBER PROVIDED SUPPORT TO APPROXIMATELY 480 BUSINESS MEMBERS AND OTHER MEMBERS THROUGH APPROXIMATELY 60 NETWORKING EVENTS, INCLUDING MONTHLY BREAKFASTS, MIXERS, ANNUAL DINNER AND BOARD INSTALLATION, RIBBON CUTTINGS, CHAMBER WEBSITES AND SOCIAL MEDIA. THEY ALSO PROVIDE MARKETING OPPORTUNITIES THROUGH PRINTED MEMBER DIRECTORY, MONTHLY NEWLETTER AND DISPLAYED MEMBER'S BROCHURES FOR TOURISTS AND RESIDENTS. 2 PUBLICATIONS HAVE MEMBER LISTINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $85,011

Program Service Revenue $198,707

Investment Income $9

Other Revenue $35,049

TOTAL REVENUE $318,776

Expense Breakdown

Grants Paid $0

Salaries & Benefits $166,591

Fundraising Expenses $0

Other Expenses $207,134

TOTAL EXPENSES $373,725

Year-over-Year Comparison

	2024	2023	Change
Revenue	$318,776	$274,326	+0.2%
Expenses	$373,725	$361,152	+0.0%
Net Income	$-54,949	$-86,826	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$73,553

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTIAN OLIVA DEL RIO	President & CEO	40.00	Officer	$73,553	$0	$73,553
MIKE JENSEN	Director	2.00	Director	$0	$0	$0
RHONDA BISHOP	Director	2.00	Director	$0	$0	$0
LEILA GLASS	Director	2.00	Director	$0	$0	$0
DARLA DEVILLE	Past Chair	2.00	Director	$0	$0	$0
LORENA MARQUEZ	Vice President	2.00	Officer	$0	$0	$0
PATTY PIKE	Secretary	2.00	Officer	$0	$0	$0
TANIA SIMMS	Treasurer	2.00	Officer	$0	$0	$0
CINDY CROSSETT	Chairman	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$318,776	$373,725	$430,705	$-54,949
2024	No data	No data	No data	No data
2023	$245,484	$300,024	$579,774	$-54,540
2022	$190,416	$250,428	$666,804	$-60,012
2021	$148,681	$184,543	$712,396	$-35,862
2020	$474,624	$418,182	$715,452	$56,442
2018	$973,244	$401,208	$618,699	$572,036

Greater Verde Valley Chamber of Commerce