SPRINGERVILLE EAGAR REGIONAL CHAMBER OF COMMERCE (EIN 860229882) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Tax Period

2024-07-01 to 2025-06-30

SPRINGERVILLE EAGAR REGIONAL CHAMBER OF COMMERCE, founded in 1954, is a micro nonprofit in the Community Improvement sector that reported $46K in total revenue in fiscal year 2024. Expenses of $125K exceeded revenue, resulting in a 170% operating deficit.

Mission

THE CHAMBER UNITES AND SUPPORTS MEMBER BUSINESSES, PROMOTES BUSINESS GROWTH AND PURSUES THE DEVELOPMENT OF TOURISM AND OTHER COMMERCIAL OPPORTUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $28,490

Program Service Revenue $0

Investment Income $6

Other Revenue $17,781

TOTAL REVENUE $46,277

Expense Breakdown

Grants Paid $0

Salaries & Benefits $49,083

Fundraising Expenses $0

Program Expenses $90,072

Other Expenses $75,393

TOTAL EXPENSES $125,001

Year-over-Year Comparison

	2024	2023	Change
Revenue	$46,277	N/A	N/A
Expenses	$125,001	N/A	N/A
Net Income	$-78,724	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$21,397

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
REBECCA CHRISTENSEN	EXECUTIVE DIRECTOR	Officer	$19,597	$0	$19,597
CHRISTIN SWAYZE	TREASURER	Officer	$1,800	$0	$1,800
JOHN WILFONG	DIRECTOR	Director	$0	$0	$0
AIMIE RICHARD	DIRECTOR	Director	$0	$0	$0
DONNA SLADE	DIRECTOR	Director	$0	$0	$0
HANK HAMBLIN	DIRECTOR	Director	$0	$0	$0
NATALIA ORDONEZ	DIRECTOR	Director	$0	$0	$0
REX RICHARDS	DIRECTOR	Director	$0	$0	$0
HEIDI BROWN	DIRECTOR	Director	$0	$0	$0
ANTHONY CONTRERAS	PRESIDENT	Officer	$0	$0	$0
BRANDEE SNYDER	VICE PRESIDENT	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$46,277	$125,001	$84,673	$-78,724
2024	$213,299	$180,276	$162,591	$33,023
2023	$20,315	$134,534	$147,268	$-114,219
2022	$46,495	$188,335	$266,450	$-141,840
2021	$293,140	$86,240	$308,716	$206,900
2020	$111,475	$53,639	$101,820	$57,836
2019	$104,466	$66,246	$80,377	$38,220
2018	$19,990	$80,601	$129,682	$-60,611

SPRINGERVILLE EAGAR REGIONAL CHAMBER OF COMMERCE