WALK & TALK INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

KEN BERGH

Phone

6024992711

Tax Period

2024-07-01 to 2025-06-30

WALK & TALK INC, founded in 1990, is a micro nonprofit in the Human Services sector that reported $45K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. Expenses of $66K exceeded revenue, resulting in a 48% operating deficit.

Mission

BIBLICAL COUNSELING

Program Service Accomplishments

Program 1

Expenses: $35,756

WORKSHOPS, COUNSELING, RETREATS, AND PREPARATION OF RELATED MATERIALS.

Program 2

Expenses: $24,549

WALK & TALK, INC. OPERATES KDWR-LP, A NONCOMMERCIAL LPFM RADIO STATION, TOGETHER WITH THE BIBLE15 APP AND RELATED MEDIA PLATFORMS, TO BROADCAST AUDIO BIBLE PROGRAMMING THROUGH RADIO, MOBILE...

WALK & TALK, INC. OPERATES KDWR-LP, A NONCOMMERCIAL LPFM RADIO STATION, TOGETHER WITH THE BIBLE15 APP AND RELATED MEDIA PLATFORMS, TO BROADCAST AUDIO BIBLE PROGRAMMING THROUGH RADIO, MOBILE APPLICATIONS, INTERNET STREAMING, AND OTHER MEDIA CHANNELS. THE MINISTRY PRESENTS SCRIPTURE IN SHORT, SIMPLE DAILY SEGMENTS, REPEATED APPROXIMATELY EVERY 1520 MINUTES, TOGETHER WITH MUSIC, ENCOURAGEMENT, AND RELATED EDUCATIONAL CONTENT, ENABLING LISTENERS TO REGULARLY ENGAGE WITH AND ULTIMATELY HEAR THE ENTIRE BIBLE OVER TIME. THESE ACTIVITIES FURTHER THE ORGANIZATIONS RELIGIOUS, CHARITABLE, AND EDUCATIONAL PURPOSES BY PROVIDING BIBLE TEACHING, ENCOURAGING REGULAR SCRIPTURE ENGAGEMENT, AND OFFERING FAITH-BASED EDUCATIONAL PROGRAMMING FOR THE BENEFIT OF THE GENERAL PUBLIC.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $44,750

Program Service Revenue $0

Investment Income $3

Other Revenue $0

TOTAL REVENUE $44,753

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $60,305

Other Expenses $66,191

TOTAL EXPENSES $66,191

Year-over-Year Comparison

	2024	2023	Change
Revenue	$44,753	$39,676	+0.1%
Expenses	$66,191	$25,462	+1.6%
Net Income	$-21,438	$14,214	-2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALAN HELLER	OFFICER	0.00		$35,756	$0	$35,756
KEN BERGH	PRESIDENT	18.00	Officer	$0	$0	$0
STEVE WAGNER	VICE PRESIDENT	1.00	Officer	$0	$0	$0
MARIA MORGANTE	SECRETARY	8.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$44,753	$66,191	$23,209	$-21,438
2024	No data	No data	No data	No data
2023	$28,332	$42,947	$28,974	$-14,615
2022	$54,216	$61,136	$43,696	$-6,920
2021	$128,312	$82,469	$51,169	$45,843
2020	$85,489	$107,409	$16,627	$-21,920