ADMINISTRATION OF RESOURCES & CHOICES (EIN 860735999) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

HOWARD PALEY

Phone

5206239383

Tax Period

2024-07-01 to 2025-06-30

ADMINISTRATION OF RESOURCES & CHOICES, founded in 1993, is a small nonprofit in the Unknown sector that reported $689K in total revenue in fiscal year 2024. Revenue fell 32% from the prior year — a significant decline worth monitoring. Expenses of $832K exceeded revenue, resulting in a 21% operating deficit.

Mission

EMPOWER HOMEOWNERS AND ELDERS THROUGH HOUSING COUNSELING AND CRISIS LINE ASSISTANCE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $631,746

Program Service Revenue $57,673

Investment Income $0

Other Revenue $0

TOTAL REVENUE $689,419

Expense Breakdown

Grants Paid $25,563

Salaries & Benefits $663,759

Fundraising Expenses $0

Program Expenses $718,984

Other Expenses $142,211

TOTAL EXPENSES $831,533

Year-over-Year Comparison

	2024	2023	Change
Revenue	$689,419	$1,015,632	-0.3%
Expenses	$831,533	$889,029	-0.1%
Net Income	$-142,114	$126,603	-2.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$105,153

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOWARD PALEY	PRESIDENT	5.00	Officer Director	$0	$0	$0
JOSIE QUINN	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
BRENDA BACA	SECRETARY	5.00	Officer Director	$0	$0	$0
ADRIAN BEDOLLA	TREASURER	5.00	Officer Director	$0	$0	$0
WES STOLSEK	DIRECTOR	5.00	Director	$0	$0	$0
JOSEPH TAJC	DIRECTOR	5.00	Director	$0	$0	$0
DON WOMACK	DIRECTOR	5.00	Director	$0	$0	$0
DEBBIE CHANDLER	EXECUTIVE DIRECTOR	40.00	Officer	$101,665	$3,488	$105,153

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$689,419	$831,533	$474,976	$-142,114
2024	No data	No data	No data	No data
2023	$931,670	$883,558	$391,367	$48,112
2022	$794,987	$812,652	$433,539	$-17,665
2021	$832,479	$908,862	$350,486	$-76,383
2020	$889,181	$885,126	$426,821	$4,055
2019	$867,850	$899,347	$421,933	$-31,497
2018	$771,715	$788,318	$455,013	$-16,603

ADMINISTRATION OF RESOURCES & CHOICES