PEBBLECREEK LADIES GOLF ASSOCIATIO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

JOAN DOVE

Phone

6235360393

Tax Period

2025-06-01 to 2026-05-31

PEBBLECREEK LADIES GOLF ASSOCIATION EAGLES NEST CLUBHOUSE is a micro nonprofit in the Recreation & Sports sector that reported $95K in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

THE ORGANIZATION IS A GOLF ASSOCIATION FOR LADIES RESIDING WITHIN THE PEBBLECREEK COMMUNITY

Program Service Accomplishments

Program 1

Expenses: $82,148 Revenue: $99,084

PCLGA IS AN ORGANIZED, SOCIAL GOLF ASSOCIATION FOR LADIES RESIDING WITHIN OUR RETIREMENT COMMUNITY. THE WOMEN PLAY GOLF EVERY TUESDAY IN AN ORGANIZED GOLF FORMAT AND HAVE VARIOUS SMALL TOURNAMENTS...

PCLGA IS AN ORGANIZED, SOCIAL GOLF ASSOCIATION FOR LADIES RESIDING WITHIN OUR RETIREMENT COMMUNITY. THE WOMEN PLAY GOLF EVERY TUESDAY IN AN ORGANIZED GOLF FORMAT AND HAVE VARIOUS SMALL TOURNAMENTS DURING THE YEAR. THE TOURNAMENTS RETURN ALL REVENUES TO PARTICIPANTS, BY WAY OF LUNCHES/DINNERS, PRIZES AND TEE PRIZES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,116

Program Service Revenue $99,084

Investment Income $0

Other Revenue $-4,865

TOTAL REVENUE $95,335

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $94,150

Other Expenses $97,045

TOTAL EXPENSES $97,045

Year-over-Year Comparison

	2025	2024	Change
Revenue	$95,335	$85,799	+0.1%
Expenses	$97,045	$82,895	+0.2%
Net Income	$-1,710	$2,904	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN DOVE	TREASURER	N/A	Officer	$0	$0	$0
KATHY HUBERT-WYSS	PRESIDENT	N/A	Officer	$0	$0	$0
MIKKI LEACH	VICE PRESIDE	N/A	Officer	$0	$0	$0
MARY PETERSEN	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$95,335	$97,045	$12,341	$-1,710
2025	$85,799	$82,895	$14,051	$2,904
2024	$110,138	$111,698	$10,997	$-1,560
2023	$140,639	$137,192	$12,557	$3,447
2022	$43,207	$100,577	$12,836	$-57,370
2021	$30,995	$32,758	$69,660	$-1,763

PEBBLECREEK LADIES GOLF ASSOCIATION EAGLES NEST CLUBHOUSE