ST BERNARD CHAMBER OF COMMERCE (EIN 861076953) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

RHETT PRITCHARD

Phone

5042774001

Tax Period

2024-01-01 to 2024-12-31

ST BERNARD CHAMBER OF COMMERCE, founded in 2005, is a small nonprofit in the Community Improvement sector that reported $181K in total revenue in fiscal year 2024. The organization ran a surplus of $32K, a strong 18% operating margin.

Mission

TO PROMOTE COMMERCE AND BUSINESS IN ST. BERNARD PARISH

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $156,107

Program Service Revenue $2,235

Investment Income $15,426

Other Revenue $7,518

TOTAL REVENUE $181,286

Expense Breakdown

Grants Paid $0

Salaries & Benefits $94,972

Fundraising Expenses $0

Program Expenses $76,279

Other Expenses $54,221

TOTAL EXPENSES $149,193

Year-over-Year Comparison

	2024	2023	Change
Revenue	$181,286	$187,178	0.0%
Expenses	$149,193	$146,482	+0.0%
Net Income	$32,093	$40,696	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$60,833

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RHETT PRITCHARD	CEO	40.00	Officer	$60,833	$0	$60,833
EUGENE CAMPBELL	BOARD MEMBER	0.00	Director	$0	$0	$0
MINDY NUNEZ AIRHART	BOARD MEMBER	0.00	Director	$0	$0	$0
LISA BORNE	BOARD MEMBER	0.00	Director	$0	$0	$0
TIMOTHY DOODY	BOARD MEMBER	0.00	Director	$0	$0	$0
DAVID CLEMENTS SR	PAST CHAIR	0.00	Officer Director	$0	$0	$0
KERRI CALLAIS	BOARD MEMBER	0.00	Director	$0	$0	$0
WALTER LEGER JR	CHAIR	0.00	Officer Director	$0	$0	$0
LARA SCHULTZ	VICE CHAIR	0.00	Officer Director	$0	$0	$0
DAVID HUFF	BOARD MEMBER	0.00	Director	$0	$0	$0
SABRINA SCHMIDT	BOARD MEMBER	0.00	Director	$0	$0	$0
EDWARD BURGARD III	BOARD MEMBER	0.00	Director	$0	$0	$0
AMANDA COATES	BOARD MEMBER	0.00	Director	$0	$0	$0
ALANNA FAST	BOARD MEMBER	0.00	Director	$0	$0	$0
ARTHUR YVES	BOARD MEMBER	0.00	Director	$0	$0	$0
ELIZABETH ELLISON-FROST	BOARD MEMBER	0.00	Director	$0	$0	$0
ROB DUFFY	BOARD MEMBER	0.00	Director	$0	$0	$0
KATHERINE LEMOINE	BOARD MEMBER	0.00	Director	$0	$0	$0
JAMIE RICHARDSON	BOARD MEMBER	0.00	Director	$0	$0	$0
LENA NUNEZ	BOARD MEMBER	0.00	Director	$0	$0	$0
SCOTT RICHOUX	VC OF FINANCE	0.00	Officer Director	$0	$0	$0
FREDERICK J SIGUR JR	BOARD MEMBER	0.00	Director	$0	$0	$0
JACQUES ALFONSO	BOARD MEMBER	0.00	Director	$0	$0	$0
RICKY BOUDOIN JR	BOARD MEMBER	0.00	Director	$0	$0	$0
JESSICA REAB	BOARD MEMBER	0.00	Director	$0	$0	$0
SEAN WARNER	VC OF ADMIN	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$181,286	$149,193	$459,660	$32,093
2023	$187,178	$146,482	$404,890	$40,696
2022	$235,225	$169,886	$336,606	$65,339
2021	$249,442	$169,283	$308,052	$80,159
2020	$178,736	$160,630	$233,481	$18,106
2019	$196,401	$147,467	$185,688	$48,934
2018	$226,207	$164,168	$149,281	$62,039

ST BERNARD CHAMBER OF COMMERCE