RIVER VALLEY PRIMARY CARE SERVICES (EIN 861082670) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

JERRY WHITE

Phone

4796354100

Tax Period

2024-12-01 to 2025-11-30

RIVER VALLEY PRIMARY CARE SERVICES, founded in 2003, is a mid-sized nonprofit in the Health Care sector that reported $10.4M in total revenue in fiscal year 2017. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $10.1M left a modest 3% surplus.

Mission

TO PROVIDE QUALITY COMPREHENSIVE AND PREVENTATIVE HEALTH CARE TO ALL RESIDENTS OF THE ARKANSAS AREA WITHOUT REGARD TO THEIR ABILITY TO PAY.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $34,943,043

Investment Income $104,103

Other Revenue $118,440

TOTAL REVENUE $35,165,586

Expense Breakdown

Grants Paid $0

Salaries & Benefits $16,647,816

Fundraising Expenses $0

Program Expenses $25,533,596

Other Expenses $13,582,755

TOTAL EXPENSES $30,230,571

Year-over-Year Comparison

	2024	2023	Change
Revenue	$35,165,586	$28,928,449	+0.2%
Expenses	$30,230,571	$26,815,200	+0.1%
Net Income	$4,935,015	$2,113,249	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

227

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$340,519

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JERRY WHITE	CEO	40.00	Officer	$340,519	$0	$340,519
NATHAN BENNETT	PHYSICIAN	40.00	Highest	$329,325	$0	$329,325
JAMES CHESHIER	PHYSICIAN	40.00	Highest	$249,555	$0	$249,555
JANET GUYER	PHYSICIAN	40.00	Highest	$245,623	$0	$245,623
SARA ROBERSON	PHYSICIAN	40.00	Highest	$237,113	$0	$237,113
KASSANDRA L PAYNE	PHYSICIAN	40.00	Highest	$235,776	$0	$235,776
CARMELITA ADAMS	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JESSICA BROWN	DIRECTOR	1.00	Director	$0	$0	$0
LAURA BRYANT	DIRECTOR	1.00	Director	$0	$0	$0
MARY HOWARD	SECRETARY	1.00	Officer Director	$0	$0	$0
MARK LUERSSEN	DIRECTOR	1.00	Director	$0	$0	$0
BOBBY MCCARTNEY	DIRECTOR	1.00	Director	$0	$0	$0
GARY O'NEAL	PRESIDENT	1.00	Officer Director	$0	$0	$0
SHEILA PECK	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT REDDING	DIRECTOR	1.00	Director	$0	$0	$0
GREGORY SWARTZ	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$35,165,586	$30,230,571	$23,664,202	$4,935,015
2024	$28,928,449	$26,815,200	$18,704,837	$2,113,249
2023	$23,912,789	$22,194,293	$16,165,183	$1,718,496
2022	$19,657,018	$18,743,040	$14,235,719	$913,978
2021	$17,570,886	$15,819,286	$13,283,369	$1,751,600
2020	$14,793,173	$13,334,944	$12,589,188	$1,458,229
2019	$15,525,752	$11,109,672	$10,031,991	$4,416,080
2018	$10,410,324	$10,067,407	$7,180,888	$342,917

RIVER VALLEY PRIMARY CARE SERVICES