MAIN STREET FAMILY SERVICES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

JULIE SCHULTZ

Phone

7635951420

Tax Period

2024-07-01 to 2025-06-30

MAIN STREET FAMILY SERVICES, founded in 2005, is a small nonprofit in the Religion sector that reported $793K in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

MAIN STREET FAMILY SERVICES' MISSION IS TO WALK ALONGSIDE INDIVIDUALS AND FAMILIES, EMPOWERING THEM WITH PRACTICAL STRATEGIES, RESOURCES, AND SUPPORT IN TIMES OF NEED. WE BELIEVE THAT WHEN FAMILIES ARE SUPPORTED, THEY CAN HEAL, RESTORE RELATIONSHIPS, AND FIND BELONGING AT HOME AND IN THE COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $376,839 Revenue: $459,028

CLINICAL SERVICES: OUR TRAUMA-INFORMED THERAPISTS PROVIDE INDIVIDUALIZED MENTAL HEALTH CARE FOR CHILDREN, YOUTH, AND FAMILIES. WE SPECIALIZE IN AREAS SUCH AS FOSTER CARE AND ADOPTION, EARLY CHILDHOOD TRAUMA, FETAL ALCOHOL EXPOSURE, ANXIETY, DEPRESSION, SUBSTANCE USE, IDENTITY DEVELOPMENT, GRIEF, AND ABUSE. OUR SERVICES INCLUDE PSYCHOTHERAPY, DIAGNOSTIC ASSESSMENTS, TF-CBT, BRAINSPOTTING, THERAPEUTIC PLAY, AND PARENTING SUPPORT GROUNDED IN EVIDENCE-BASED APPROACHES. IN ORDER TO CREATE GREATER ACCESS TO SERVICES, WE OFFER FREE MONTHLY WALK-IN CRISIS COUNSELING AND FREE PEER-LED MENTAL HEALTH SUPPORT GROUPS.

Program 2

Expenses: $216,913 Revenue: $234,753

FAMILY BASED SERVICES: OUR SUPERVISED VISITATION PROGRAM ENSURES SAFE, MEANINGFUL CONTACT BETWEEN CHILDREN AND THEIR PARENTS DURING TIMES OF SEPARATION DUE TO COURT INVOLVEMENT. THESE VISITS ARE...

FAMILY BASED SERVICES: OUR SUPERVISED VISITATION PROGRAM ENSURES SAFE, MEANINGFUL CONTACT BETWEEN CHILDREN AND THEIR PARENTS DURING TIMES OF SEPARATION DUE TO COURT INVOLVEMENT. THESE VISITS ARE PAIRED WITH PARENT EDUCATION AND COACHING TO STRENGTHEN PARENTING CAPACITY AND SUPPORT REUNIFICATION. STAFF ARE TRAINED IN MULTIPLE ATTACHMENT BASED AND TRAUMA INFORMED PARENTING APPROACHES TO HELP FAMILIES REPAIR AND BUILD SECURE, HEALTHY RELATIONSHIPS. PARENTS WHO ARE STRUGGLING WITH THEIR CHILD'S BEHAVIOR AND/OR MENTAL HEALTH CAN ACCESS OUR SKILLS-BASED SERVICES FOR PARENTING SUPPORT. TO CREATE GREATER ACCESS TO SERVICES, WE OFFER BOTH IN-HOME AND VIRTUAL PARENTING CLASSES FOR INDIVIDUALS AND GROUPS.

Program 3

Expenses: $96,236 Revenue: $23,416

FAMILY RESOURCE CENTER: MAIN STREET FAMILY SERVICES IS COMMITTED TO PREVENTING CHILD ABUSE AND NEGLECT BY STRENGTHENING FAMILIES AND BUILDING PROTECTIVE FACTORS THROUGH OUR FAMILY RESOURCE CENTERS...

FAMILY RESOURCE CENTER: MAIN STREET FAMILY SERVICES IS COMMITTED TO PREVENTING CHILD ABUSE AND NEGLECT BY STRENGTHENING FAMILIES AND BUILDING PROTECTIVE FACTORS THROUGH OUR FAMILY RESOURCE CENTERS (FRC). FRCS PROVIDE A SAFE PLACE WHERE YOUR FAMILY CAN CONNECT WITH BOTH SERVICES AND SUPPORT. PROGRAMS ARE TAILORED TO REFLECT THE NEEDS OF THE FAMILIES IN THE COMMUNITY. THE GOAL IS TO HELP CREATE STABILITY FOR FAMILIES BY CONNECTING THEM WITH COMMUNITY RESOURCES LIKE SCHOOLS, OTHER LOCAL NON-PROFIT SERVICES, COMMUNITY PARTNERS, GOVERNMENT AGENCIES AND FAITH COMMUNITIES.OUR FRCS, LOCATED IN ELK RIVER AND BIG LAKE, SERVE AS WELCOMING, ACCESSIBLE HUB WHERE FAMILIES CAN RECEIVE SUPPORT BEFORE OR AFTER A CRISIS OCCURS. THESE CENTERS PROVIDE BASIC NEEDS ASSISTANCE SUCH AS DIAPERS, HYGIENE SUPPLIES, TRANSPORTATION AND HOUSING ASSISTANCE, AND COMMUNITY RESOURCE NAVIGATION. BY COLLABORATING WITH OVER 80 COMMUNITY PARTNERS, WE CREATE ACCESS TO SERVICES THAT ARE OFTEN COMPLICATED TO NAVIGATE. BY HOSTING MULTIPLE AGENCIES ON-SITE LIKE PUBLIC HEALTH, COUNTY ECONOMIC SUPPORTS, CENTRAL MINNESOTA JOBS AND TRAINING, FIRST STEPS, AND MANY OTHER COMMUNITY-BASED ORGANIZATIONS, WE REDUCE BARRIERS AND STIGMA ABOUT ACCESSING SERVICES. THE FRC'S ALSO HOST COMMUNITY EVENTS THAT FOSTER CONNECTION, REDUCE ISOLATION, AND PROMOTE FAMILY WELL-BEING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $42,743

Program Service Revenue $747,077

Investment Income $0

Other Revenue $3,462

TOTAL REVENUE $793,282

Expense Breakdown

Grants Paid $0

Salaries & Benefits $637,264

Fundraising Expenses $0

Program Expenses $731,462

Other Expenses $216,287

TOTAL EXPENSES $853,551

Year-over-Year Comparison

	2024	2023	Change
Revenue	$793,282	$717,125	+0.1%
Expenses	$853,551	$674,426	+0.3%
Net Income	$-60,269	$42,699	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$134,780

Total Directors