A HOME OF OUR OWN HOWARD INC

EIN: 861401443 501(c)(3) Housing & Shelter

SIMPSONVILLE, MD

Total Revenue
$497,831
Total Expenses
$474,835
Total Assets
$92,782
Net Assets
$92,782
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2020
Legal Domicile
MD
Principal Officer
GEORGE S MACLEAN
Phone
4109787323
Tax Period
2024-01-01 to 2024-12-31

A HOME OF OUR OWN HOWARD INC, founded in 2020, is a small nonprofit in the Housing & Shelter sector that reported $498K in total revenue in fiscal year 2024. Expenses of $475K left a modest 5% surplus.

Mission

TO PROVIDE FURNITURE AND HOUSEHOLD ITEMS AT NO COST TO INDIVIDUALS AND FAMILIES TRANSITIONING FROM HOMELESSNESS TO PERMANENT HOUSING IN HOWARD COUNTY, MARYLAND

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $55,716
Program Service Revenue $442,115
Investment Income $0
Other Revenue $0
TOTAL REVENUE $497,831

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $100
Program Expenses $468,908
Other Expenses $474,835
TOTAL EXPENSES $474,835

Year-over-Year Comparison

2024 2023 Change
Revenue $497,831 $461,162 +0.1%
Expenses $474,835 $433,258 +0.1%
Net Income $22,996 $27,904 -0.2%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
5
Employees
N/A
Volunteers
97

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
4
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BETTY PEARSON PRESIDENT 40.00
Officer Director
$0 $0 $0
MOSES MATTHEWS VICE-PRESIDENT 22.00
Officer Director
$0 $0 $0
GEORGE S MACLEAN TREASURER 22.00
Officer Director
$0 $0 $0
JENNIFER CAVEY SECRETARY 20.00
Officer Director
$0 $0 $0
ANGIE DABBS DIRECTOR 20.00
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $497,831 $474,835 $92,782 $22,996
2023 $461,162 $433,258 $66,482 $27,904
2022 $309,515 $281,698 $37,132 $27,817
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