HAVING UNFAIR ADVANTAGE INC C/O JOHN ROBERT EDDY

EIN: 863017662 501(c)(3) Human Services

WEST PALM BEACH, FL

Total Revenue
$117,562
Total Expenses
$102,001
Total Assets
$583
Net Assets
$583
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2022
Legal Domicile
FL
Principal Officer
JOHN EDDY
Phone
5616595505
Tax Period
2025-01-01 to 2025-12-31

HAVING UNFAIR ADVANTAGE INC C/O JOHN ROBERT EDDY, founded in 2022, is a small nonprofit in the Human Services sector that reported $118K in total revenue in fiscal year 2025. Revenue fell 67% from the prior year — a significant decline worth monitoring. Expenses of $102K left a modest 13% surplus.

Mission

TO PRODUCE AND DISTRIBUTE RELIGIOUS AND MOTIVATION BOOKS TO INMATES AND HELP REINTEGRATE BACK INTO SOCIETY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $117,562
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $117,562

Expense Breakdown

Grants Paid $68,274
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $102,001
Other Expenses $33,727
TOTAL EXPENSES $102,001

Year-over-Year Comparison

2025 2024 Change
Revenue $117,562 $354,609 -0.7%
Expenses $102,001 $339,172 -0.7%
Net Income $15,561 $15,437 +0.0%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
2
Independent Members
2
Employees
N/A
Volunteers
8

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
2
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN EDDY PRESIDENT 8.00
Officer Director
$0 $0 $0
MONICA EDDY VICE PRESIDENT 8.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $117,562 $102,001 $583 $15,561
2024 $354,609 $339,172 No data $15,437
2023 $736,481 $774,964 $339 $-38,483
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