STUDENT ANGLER TOURNAMENT TRAIL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

NATALIE PETERSON

Phone

2188511842

Tax Period

2025-01-01 to 2025-12-31

STUDENT ANGLER TOURNAMENT TRAIL, founded in 2018, is a small nonprofit in the Youth Development sector that reported $115K in total revenue in fiscal year 2025. Expenses of $156K exceeded revenue, resulting in a 36% operating deficit.

Mission

THE STUDENT ANGLER TOURNAMENT TRAIL IS A NON-PROFIT ORGANIZATION DEDICATED TO PROVIDING QUALITY COMPETITIVE EVENTS TO STUDENTS AND THEIR FAMILIES. THROUGH THEIR EVENTS, THE SATT AIMS TO GROW THE FUTURE OF FISHING AND CREATE A LASTING IMPACT ON THE STUDENTS AND FAMILIES. ALL OF THE STUDENT ANGLER TOURNAMENT TRAIL EVENTS ARE CATCH-RECORD-RELEASE EVENTS WHERE FISH ARE IMMEDIATELY RELEASED BACK INTO THE WATER AFTER BEING WEIGHED.

Program Service Accomplishments

Program 1

Expenses: $150,665 Revenue: $43,089

RAN 11 FISHING TOURNAMENTS IN MINENSOTA.

Program 2

ADVANCED 13 HIGH SCHOOL TEAMS IN THE NATIONAL HIGH SHCOOL TOURNMENT

Program 3

AWARDED $60,000 IN COLLEGE SCHOLARSHIP TO HIGH SCHOOL ANGLERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $81,992

Program Service Revenue $43,089

Investment Income $2,893

Other Revenue $-13,226

TOTAL REVENUE $114,748

Expense Breakdown

Grants Paid $73,760

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $150,665

Other Expenses $82,630

TOTAL EXPENSES $156,390

Year-over-Year Comparison

	2025	2024	Change
Revenue	$114,748	$119,843	0.0%
Expenses	$156,390	$147,330	+0.1%
Net Income	$-41,642	$-27,487	+0.5%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$10,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NATALIE PETERSON	PRESIDENT & TREASURER	5.00	Director	$7,500	$0	$7,500
JASON BAHR	EXECUTIVE DIRECTOR	12.00	Director	$3,000	$0	$3,000
BRENDA DALL	SECRETARY	6.00	Officer	$0	$0	$0
VAN HAPKA	BOARD MEMBER	4.00	Officer	$0	$0	$0
LARRY KRIESEL	BOARD MEMBER	6.00	Officer	$0	$0	$0
BRAD LEUTHNER	BOARD MEMBER	4.00	Officer	$0	$0	$0
TOM WHITEHEAD	BOARD MEMBER	6.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$114,748	$156,390	$185,386	$-41,642
2024	No data	No data	No data	No data
2023	$138,036	$81,817	$254,515	$56,219