NATIONAL ASSOCIATION OF LETTER CARRIERS (EIN 866053103) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1900

Legal Domicile

Principal Officer

Curtis Croft

Phone

5203232117

Tax Period

2025-01-01 to 2025-12-31

NATIONAL ASSOCIATION OF LETTER CARRIERS, founded in 1900, is a small nonprofit that reported $339K in total revenue in fiscal year 2025. Revenue decreased 14% compared to the prior year. Expenses of $374K exceeded revenue, resulting in a 10% operating deficit.

Mission

NALC Branch 704 is sole bargaining agent for 639 active Letter Carriers.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $329,204

Investment Income $58

Other Revenue $9,630

TOTAL REVENUE $338,892

Expense Breakdown

Grants Paid $0

Salaries & Benefits $220,823

Fundraising Expenses $0

Program Expenses $0

Other Expenses $152,791

TOTAL EXPENSES $373,614

Year-over-Year Comparison

	2025	2024	Change
Revenue	$338,892	$395,280	-0.1%
Expenses	$373,614	$391,886	0.0%
Net Income	$-34,722	$3,394	-11.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$145,406

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kathleen D Walter	President	40	Officer	$93,247	$0	$93,247
Alexis B Padilla	Vice President	4	Officer	$24,601	$0	$24,601
Curtis Croft	Treasurer	6	Officer	$11,077	$0	$11,077
Juan C Mena	Trustee	1	Officer	$2,930	$0	$2,930
Vincent Trujillo	Trustee	1	Officer	$2,439	$0	$2,439
Bobby Thomas	Recording Secretary	1	Officer	$2,184	$0	$2,184
Leticia Ramos	Financial Secretary	2	Officer	$2,184	$0	$2,184
Mark Follet	Health Benefits Representative	2	Officer	$2,184	$0	$2,184
Royce Kelly	Sergeant in Arms	1	Officer	$1,452	$0	$1,452
Arthur Higven	Retiree Representative	1	Officer	$996	$0	$996
Pedro Tadeo	Chief Trustee	1	Officer	$792	$0	$792
Ricardo Alvarado	Trustee	1	Officer	$660	$0	$660
Michael Donnelly	Trustee	1	Officer	$660	$0	$660

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$338,892	$373,614	$560,856	$-34,722
2024	No data	No data	No data	No data
2023	$377,568	$339,323	$586,725	$38,245
2022	$342,142	$323,987	$548,227	$18,155
2021	$303,052	$261,567	$529,351	$41,485
2020	$304,048	$257,557	$488,065	$46,491

NATIONAL ASSOCIATION OF LETTER CARRIERS