CACHE VALLEY CHAMBER OF COMMERCE (EIN 870149425) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

JAMIE ANDRUS

Phone

4357522161

Tax Period

2025-01-01 to 2025-12-31

CACHE VALLEY CHAMBER OF COMMERCE is a small nonprofit that reported $505K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

TO CREATE A COOPERATIVE COMMUNITY VISION BY FOCUSING ON CRITICAL CACHE VALLEY ISSUES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $479,438

Investment Income $25,960

Other Revenue $0

TOTAL REVENUE $505,398

Expense Breakdown

Grants Paid $0

Salaries & Benefits $403,748

Fundraising Expenses $0

Other Expenses $121,293

TOTAL EXPENSES $525,041

Year-over-Year Comparison

	2025	2024	Change
Revenue	$505,398	$457,611	+0.1%
Expenses	$525,041	$478,655	+0.1%
Net Income	$-19,643	$-21,044	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$99,177

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMIE ANDRUS	President	40.00	Officer	$99,177	$0	$99,177
KEN HEARE	Chairman	3.00	Officer Director	$0	$0	$0
STERLING BONE	Director	1.00	Director	$0	$0	$0
ERIC HOLBROOK	Director	1.00	Director	$0	$0	$0
SARAH FITZGERALD	Director	1.00	Director	$0	$0	$0
LISA MOON	Director	1.00	Director	$0	$0	$0
KRISTA LEWIS	Director	1.00	Director	$0	$0	$0
ROSA NUNEZ	Director	1.00	Director	$0	$0	$0
EDEN JONES	Director	1.00	Director	$0	$0	$0
BROOKE HYER	Director	1.00	Director	$0	$0	$0
CONNIE WHITWORTH	Director	1.00	Director	$0	$0	$0
DAVID ZOOK	Director	1.00	Director	$0	$0	$0
KATHLEEN ALDER	Director	1.00	Director	$0	$0	$0
SCHELLY PITCHER	VICE CHAIR	3.00	Officer Director	$0	$0	$0
KERRY BRINGHURST	VICE CHAIR	3.00	Officer Director	$0	$0	$0
SHONIE ARAVE	Director	1.00	Director	$0	$0	$0
AMY ANDERSON	Director	1.00	Director	$0	$0	$0
SHAWN MILNE	Director	1.00	Director	$0	$0	$0
BILL PETERSON	Director	1.00	Director	$0	$0	$0
WENDI HASSAN	Director	1.00	Director	$0	$0	$0
LJ BOLTON	PAST CHAIR	3.00	Officer Director	$0	$0	$0
JULIE HOLLIST TERRILL	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$505,398	$525,041	$461,965	$-19,643
2024	$457,611	$478,655	$464,252	$-21,044
2023	$477,342	$419,481	$520,302	$57,861
2022	$289,793	$371,387	$445,145	$-81,594
2021	$384,768	$342,277	$517,497	$42,491
2020	$293,374	$337,255	$476,520	$-43,881
2019	$557,560	$293,022	$510,463	$264,538
2018	$264,232	$287,484	$370,660	$-23,252

CACHE VALLEY CHAMBER OF COMMERCE