Salt Lake City, UT
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS CHARTERED IN THE STATE OF UTAH, founded in 1935, is a mid-sized nonprofit that reported $37.5M in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum. Expenses of $34.9M left a modest 7% surplus.
As a credit union, we return a majority of our profits to our members in the form of dividends.
The Credit Union serves PacifiCorp employees, Union Pacific/Southern Pacific Railroad or Utah Railway company employees (living and/or working in Carbon or Emery County), class A members of IBEW...
The Credit Union serves PacifiCorp employees, Union Pacific/Southern Pacific Railroad or Utah Railway company employees (living and/or working in Carbon or Emery County), class A members of IBEW Local Union 57 working in the construction unit, Deseret Power employees and its subsidiaries/cooperatives, the following related organizations: Intermountain Consumer Power Association, Utah Associated Municipal Power Systems, Intermountain Power Agency, Utah Rural Electric Association, and their families. Money deposited from members is loaned out to other members. Funds not loaned out are invested. Income received from loan and investment interest allows us to provide low loan rates and high savings rates to our members. We return profits back to members in the form of dividends and any remaining profits go into a required reserve account.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $37,511,027 | $29,816,489 | +0.3% |
| Expenses | $34,859,897 | $25,405,400 | +0.4% |
| Net Income | $2,651,130 | $4,411,089 | -0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Ryan Pollick | President/CEO | 50 |
Officer
|
$273,767 | $0 | $273,767 |
| Chris Brems | SVP Technology & Strategy | 50 |
Key Emp
|
$203,740 | $0 | $203,740 |
| Stephen A Hastings | Board Chairman | 3 |
Director
|
$0 | $0 | $0 |
| Chris Spencer | Board Vice-Chairman | 3 |
Director
|
$0 | $0 | $0 |
| Esther Giezendanner | Board Secretary | 3 |
Director
|
$0 | $0 | $0 |
| Bruce Larsen | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Cindy Nagasawa-Cruz | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Jason Beane | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Jason Moffat | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Larry A Ellertson | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Russell K Johnson | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Joe Juliano | Alternate Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Susan Simkins | Alternate Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $37,511,027 | $34,859,897 | $993,136,155 | $2,651,130 |
| 2023 | $29,816,489 | $25,405,400 | $923,376,279 | $4,411,089 |
| 2022 | $26,619,729 | $18,767,998 | $898,181,100 | $7,851,731 |
| 2021 | $26,688,860 | $14,237,538 | $951,799,319 | $12,451,322 |
| 2020 | $26,875,246 | $17,140,845 | $864,657,658 | $9,734,401 |
| 2019 | $25,155,085 | $18,539,450 | $726,236,730 | $6,615,635 |
| 2018 | $22,596,885 | $18,406,347 | $675,005,045 | $4,190,538 |
Compare CREDIT UNIONS CHARTERED IN THE STATE OF UTAH with other nonprofits in Utah and across the country.