Utah Valley Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

Curtis Blair

Phone

3854822555

Tax Period

2024-01-01 to 2024-12-31

Utah Valley Chamber of Commerce, founded in 1984, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

Stimulate local business establishment, growth, and development by facilitating business to business and business to community relationships throughout Utah County.

Program Service Accomplishments

Program 1

Stimulate local business establishment, growth, and development by facilitating business to business and business to community relationships throughout Utah County.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,107,582

Investment Income $10,558

Other Revenue $132,273

TOTAL REVENUE $1,250,413

Expense Breakdown

Grants Paid $20,000

Salaries & Benefits $702,928

Fundraising Expenses $0

Other Expenses $518,304

TOTAL EXPENSES $1,241,232

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,250,413	$1,116,032	+0.1%
Expenses	$1,241,232	$1,075,290	+0.2%
Net Income	$9,181	$40,742	-0.8%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$241,491

Total Directors

$60,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Gary Herbert	Executive Chair	1.00	Director	$60,000	$0	$60,000
Devin Baer	Member	1.00	Director	$0	$0	$0
Abe Young	Member	1.00	Director	$0	$0	$0
Brandon Henrie	Member	1.00	Director	$0	$0	$0
Brian Epperson	Member	1.00	Director	$0	$0	$0
Natalie Okeson	Member	1.00	Director	$0	$0	$0
Chris Anderson	Member	1.00	Director	$0	$0	$0
Pete Evans	Member	1.00	Director	$0	$0	$0
Craig Bingham	Member	1.00	Director	$0	$0	$0
Harvey Scott	Member	1.00	Director	$0	$0	$0
Johnny Beck	Member	1.00	Director	$0	$0	$0
Jonyce Bullock	Member	1.00	Director	$0	$0	$0
Juanita Meske	Member	1.00	Director	$0	$0	$0
Kara Schneck	Member	1.00	Director	$0	$0	$0
Kathryn Davidson	Member	1.00	Director	$0	$0	$0
Kelly Hale	Member	1.00	Director	$0	$0	$0
Nate Hatch	Member	1.00	Director	$0	$0	$0
Kyle Hansen	Member	1.00	Director	$0	$0	$0
Lana Howell	Member	1.00	Director	$0	$0	$0
Ryan Starks	Member	1.00	Director	$0	$0	$0
Mike Roberts	Member	1.00	Director	$0	$0	$0
Misty Bond	Member	1.00	Director	$0	$0	$0
Nate Hutchinson	Member	1.00	Director	$0	$0	$0
Mary Beckerle	Member	1.00	Director	$0	$0	$0
Ron Moore	Member	1.00	Director	$0	$0	$0
Stan Lockhart	Member	1.00	Director	$0	$0	$0
Schyler Richards	Member	1.00	Director	$0	$0	$0
Amelia Thorn	Member	1.00	Director	$0	$0	$0
Scott Johnson	Member	1.00	Director	$0	$0	$0
Lindsay Gehman	Member	1.00	Director	$0	$0	$0
Ismar Vellecillos	Member	1.00	Director	$0	$0	$0
Brad Adamson	Member	1.00	Director	$0	$0	$0
Ian McDonald	Member	1.00	Director	$0	$0	$0
Curtis Blair	President	40.00	Officer	$209,000	$32,491	$241,491

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,250,413	$1,241,232	$428,910	$9,181
2023	$1,116,032	$1,075,290	$331,302	$40,742
2022	$800,695	$776,423	$272,499	$24,272
2021	$595,482	$572,473	$217,381	$23,009
2020	$374,375	$369,200	$200,700	$5,175
2019	$588,842	$582,259	$202,211	$6,583
2018	$499,053	$379,839	$178,174	$119,214