CHAMBERWEST CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

BARBARA RIDDLE

Phone

8019778755

Tax Period

2024-01-01 to 2024-12-31

CHAMBERWEST CHAMBER OF COMMERCE, founded in 1963, is a small nonprofit that reported $650K in total revenue in fiscal year 2024.

Mission

CHAMBER OF COMMERCE

Program Service Accomplishments

Program 1

CHAMBERWEST PROVIDES SERVICES TO BUSINESSES AND THE PUBLIC BY SPONSORING BUSINESS EVENTS, ADVOCATING A POSITIVE BUSINESS ENVIRONMENT AND PROMOTING BUSINESSES AND TOURISM IN OUR AREA. MEMBERS BENEFIT BY HAVING OPPORTUNITIES TO NETWORK, INCREASE EXPOSURE, RECEIVE MEMBER DISCOUNTS, DEVELOP EMPLOYEES AND RECEIVE RECOGNITION FOR SERVICE IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $321,043

Program Service Revenue $322,431

Investment Income $6,056

Other Revenue $0

TOTAL REVENUE $649,530

Expense Breakdown

Grants Paid $0

Salaries & Benefits $373,545

Fundraising Expenses $0

Other Expenses $299,894

TOTAL EXPENSES $673,439

Year-over-Year Comparison

	2024	2023	Change
Revenue	$649,530	$616,117	+0.1%
Expenses	$673,439	$588,396	+0.1%
Net Income	$-23,909	$27,721	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$133,339

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARBARA RIDDLE	PRESIDENT/CEO	40.00	Officer	$133,339	$0	$133,339
KIM GILBERT	SECRETARY/TREASURER	1.25	Director	$0	$0	$0
RICK CLASBY	PAST CHAIR	0.75	Director	$0	$0	$0
STEVE BUHLER	DIRECTOR	0.50	Director	$0	$0	$0
MARK THORNE	DIRECTOR	0.50	Director	$0	$0	$0
NATHANAEL BUDGE	BOARD CHAIR	0.75	Director	$0	$0	$0
KORY HOLDAWAY	DIRECTOR	0.50	Director	$0	$0	$0
RYAN D NELSON	VICE CHAIR	0.50	Director	$0	$0	$0
TRISH HULL	DIRECTOR	0.50	Director	$0	$0	$0
SUE JOHNSON	DIRECTOR	0.50	Director	$0	$0	$0
PAUL HOWARD	DIRECTOR	0.50	Director	$0	$0	$0
STEVE PLUIM	DIRECTOR	0.50	Director	$0	$0	$0
CHAD STONE	DIRECTOR	0.50	Director	$0	$0	$0
OSWALD M HUTTON	DIRECTOR	0.50	Director	$0	$0	$0
SPENCER FERGUSON	DIRECTOR	0.50	Director	$0	$0	$0
TRENA ANDERSON	DIRECTOR	0.50	Director	$0	$0	$0
NICK MARKOSIAN	DIRECTOR	0.50	Director	$0	$0	$0
DAVINA SPENCER	DIRECTOR	0.50	Director	$0	$0	$0
BRYAN SCOTT	DIRECTOR	0.50	Director	$0	$0	$0
ANNA BARBIERI	DIRECTOR	0.50	Director	$0	$0	$0
WILLIAM WHETSTONE	DIRECTOR	0.50	Director	$0	$0	$0
ZACH JACOBS	DIRECTOR	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$649,530	$673,439	$207,156	$-23,909
2023	$616,117	$588,396	$233,334	$27,721
2022	$496,797	$483,075	$207,578	$13,722
2021	$507,118	$452,250	$195,029	$54,868
2020	$362,751	$338,815	$148,580	$23,936
2019	$362,412	$363,294	$26,209	$-882
2018	$318,634	$290,826	$26,746	$27,808