DAVIS CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

ANGIE OSGUTHORPE

Phone

8015932200

Tax Period

2025-01-01 to 2025-12-31

DAVIS CHAMBER OF COMMERCE, founded in 2001, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $655K in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

THE ORGANIZATION SERVES TO PROMOTE AND IMPROVE THE BUSINESS ATMOSPHERE AND ECONOMIC VIABILITY OF LOCAL BUSINESSES IN DAVIS COUNTY, UTAH.

Program Service Accomplishments

Program 1

Expenses: $54,129 Revenue: $135,493

CHAMBER MEETINGS AND SEMINARS TO PROMOTE LOCAL BUSINESSES AND STIMULATE THE LOCAL ECONOMY IN DAVIS COUNTY.

Program 2

Expenses: $48,576 Revenue: $133,076

PROMOTE LOCAL BUSINESSES AND STIMULATE THE LOCAL ECONOMY IN DAVIS COUNTY THROUGH COMMUNITY EVENTS.

Program 3

Expenses: $49,059 Revenue: $58,397

PROMOTE LOCAL BUSINESSES AND STIMULATE THE LOCAL ECONOMY IN DAVIS COUNTY THROUGH EVENTS AND MEETINGS TARGETED TO SPECIFIC SECTORS OF THE BUSINESS COMMUNITY SPONSORED BY VARIOUS CHAMBER COMMITTEES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $317,172

Program Service Revenue $326,966

Investment Income $11,277

Other Revenue $0

TOTAL REVENUE $655,415

Expense Breakdown

Grants Paid $0

Salaries & Benefits $389,619

Fundraising Expenses $0

Program Expenses $151,764

Other Expenses $276,123

TOTAL EXPENSES $665,742

Year-over-Year Comparison

	2025	2024	Change
Revenue	$655,415	$599,561	+0.1%
Expenses	$665,742	$600,985	+0.1%
Net Income	$-10,327	$-1,424	+6.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$138,511

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARY PETERSEN	CHAIR	0.00	Officer Director	$0	$0	$0
DARIN BRUSH	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
ANGELA PRICE	VICE CHAIR	0.00	Director	$0	$0	$0
JULIE SNOWBALL	EXECUTIVE BOARD PAST CHAIR 2026	0.00	Director	$0	$0	$0
ARIKKA VON	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
LAURA HADLEY	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
BRANDON WOOD	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
JULIE BATCHELOR	EXECUTIVE BOARD TREASUERER	0.00	Director	$0	$0	$0
ISSA ARNITA	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
TERRY CAPENER	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
JASON SMITH	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
DAVE THURGOOD	EXECUTIVE BOARD CHAIR 2026	0.00	Director	$0	$0	$0
CHASE CARVER	EXECUTIVE BOARD	0.00	Director	$0	$0	$0
ANGIE OSGUTHORPE	PRESIDENT/CEO	40.00	Officer	$138,511	$0	$138,511

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$655,415	$665,742	$277,055	$-10,327
2024	$599,561	$600,985	$313,065	$-1,424
2023	$597,033	$607,572	$309,316	$-10,539
2022	$536,384	$533,095	$290,692	$3,289
2021	$520,717	$443,311	$284,679	$77,406
2021	$520,717	$466,254	$261,736	$54,463
2020	$459,587	$412,411	$202,362	$47,176
2019	$475,517	$475,324	$155,107	$193
2018	$508,505	$480,705	$156,956	$27,800