ROCKY MOUNTAIN COMMUNITY REINVESTMENT CO (EIN 870620659) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

CHRISTOPHER JENSEN

Phone

8014491860

Tax Period

2024-01-01 to 2024-12-31

ROCKY MOUNTAIN COMMUNITY REINVESTMENT CO, founded in 1999, is a mid-sized nonprofit in the Community Improvement sector that reported $21.4M in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $20.1M left a modest 6% surplus.

Mission

ASSISTING ROCKY MOUNTAIN REGION RESIDENTS BY FOSTERING THE AVAILABILITY OF QUALITY HOUSING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $21,428,471

Investment Income $0

Other Revenue $0

TOTAL REVENUE $21,428,471

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,977,653

Fundraising Expenses $378,810

Program Expenses $18,674,270

Other Expenses $18,163,526

TOTAL EXPENSES $20,141,179

Year-over-Year Comparison

	2024	2023	Change
Revenue	$21,428,471	$16,862,552	+0.3%
Expenses	$20,141,179	$16,147,329	+0.2%
Net Income	$1,287,292	$715,223	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,654,389

Total Directors

Key Employees

$254,919

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SAM BENTLEY	CHAIR	1.00	Officer Director	$0	$0	$0
ROBERT LIKES	VICE CHAIR	1.00	Officer Director	$0	$0	$0
ALYSA PETERSON	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
ANNIE PERIZZOLO	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRIS PARKER	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
DEREK TUCKETT	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
GREG RICH	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
DIANA SASSER	BOARD MEMBER SEPT-DEC	1.00	Director	$0	$0	$0
DOUG SNYDER	BOARD MEMBER SEPT-DEC	1.00	Director	$0	$0	$0
REED DIXION	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
JAN BERGESON	BOARD MEMBER	1.00	Director	$0	$0	$0
SHARLENE WILDE	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
SEPENCER MCALLISTER	BOARD MEMBER	1.00	Director	$0	$0	$0
STEPHANIE WHITE	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
TONY MILNER	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
WILLIAM WHETSTONE	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
DAVID SNEDAKER	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
DAVID DAMSCHEN	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
MICHAEL PALMER	BOARD MEMBER JAN-SEPT	1.00	Director	$0	$0	$0
JED CROOKSTON	BOARD MEMBER SEPT-DEC	1.00	Director	$0	$0	$0
ROBERT HAMMOCK	BOARD MEMBER SEPT-DEC	1.00	Director	$0	$0	$0
STEVEN NIELSEN	PRESIDENT & CEO JAN-MAR	40.00	Officer	$190,203	$12,990	$203,193
MENDI LEISURE	CHIEF OPERATING OFFICER	40.00	Officer	$182,101	$14,213	$196,314
DAVID RIP	TREASURER & CFO	40.00	Officer	$296,408	$52,854	$349,262
JOHN MONTGOMERY	CHIEF RISK OFFICER	40.00	Officer	$259,031	$31,639	$290,670
NICHOLAS BERGER	CHIEF LENDING OFFICER	40.00	Officer	$221,128	$44,335	$265,463
CHRISTOPHER JENSEN	PRESIDENT & CEO FEB-DEC	40.00	Officer	$324,554	$24,933	$349,487
ADAM KEENE	CONTROLLER	40.00	Key Emp	$220,969	$33,950	$254,919
VICKIE ENSLEY	CLOSING MANAGER	40.00	Highest	$110,656	$22,083	$132,739
MATTHEW HAYNES	LOAN CLOSING MANGAGER	40.00	Highest	$137,016	$16,635	$153,651
AARON HAROLDSEN	SENIOR CREDIT OFFICER	40.00	Highest	$121,309	$35,054	$156,363
GARY NEIBAUR	ACCOUNTANT	40.00	Highest	$117,105	$8,954	$126,059
NATASHA PFEIFFER	SENIOR LOAN OFFICER	40.00	Highest	$149,719	$36,054	$185,773

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$21,428,471	$20,141,179	$468,815,435	$1,287,292
2023	$16,862,552	$16,147,329	$409,404,552	$715,223
2022	$14,309,085	$13,554,340	$316,858,428	$754,745
2021	$12,007,635	$10,947,876	$241,166,960	$1,059,759
2020	$9,093,346	$8,322,135	$190,630,338	$771,211
2019	$8,195,932	$7,937,430	$161,195,074	$258,502
2018	$7,793,692	$7,405,727	$156,571,622	$387,965

ROCKY MOUNTAIN COMMUNITY REINVESTMENT CO