ROADS TO INDEPENDENCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

MICHAEL A CURRY

Phone

8016123215

Tax Period

2024-07-01 to 2025-06-30

ROADS TO INDEPENDENCE, founded in 2000, is a community nonprofit in the Human Services sector that reported $1.8M in total revenue in fiscal year 2024. Revenue decreased 6% compared to the prior year. Expenses of $1.7M left a modest 5% surplus.

Mission

PROVIDE ADVOCACY, INDEPENDENT LIVING LIFE SKILLS SERVICES, RECREATION, ASSISTIVE TECHNOLOGY AND NURSING HOME TRANSITION FOR PEOPLE WITH DISABILITIES IN THE COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $1,546,192

TO PROVIDE SERVICES, TRAINING AND COUNSELING FOR DISABLES PERSONS NEEDING ASSISTANCE WITH DAILY INDEPENDENT LIVING ISSUES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,364,914

Program Service Revenue $380,734

Investment Income $6,204

Other Revenue $4,359

TOTAL REVENUE $1,756,211

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,366,618

Fundraising Expenses $17,254

Program Expenses $1,546,192

Other Expenses $310,003

TOTAL EXPENSES $1,676,621

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,756,211	$1,870,246	-0.1%
Expenses	$1,676,621	$1,431,334	+0.2%
Net Income	$79,590	$438,912	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$104,994

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL A CURRY	DIRECTOR	40.00	Officer	$104,994	$0	$104,994
DAVE ALEXANDER	CO CHAIR	1.00	Officer Director	$0	$0	$0
ANGEL CASTILLO	SECRETARY	1.00	Director	$0	$0	$0
LANDON CLEVERLY	TREASURER	1.00	Director	$0	$0	$0
KATHIE DARBY	CO CHAIR	1.00	Officer Director	$0	$0	$0
JACKIE MARTINEZ	BOARD MEMBER	1.00	Director	$0	$0	$0
ANNETTE MIFFLIN	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,756,211	$1,676,621	$3,307,327	$79,590
2024	$1,870,246	$1,431,334	$3,267,073	$438,912
2023	$1,537,090	$1,231,911	$2,803,079	$305,179
2022	$1,499,678	$1,057,900	$2,484,334	$441,778
2021	$1,223,536	$1,011,359	$2,186,750	$212,177
2020	$1,341,312	$917,419	$1,843,364	$423,893
2019	$791,101	$782,779	$893,217	$8,322
2018	$838,765	$754,177	$888,630	$84,588