HOME BUILDING FOUNDATION OF THE DELTA (EIN 870752964) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

JOHN BECKMAN

Phone

2092357831

Tax Period

2025-01-01 to 2025-12-31

HOME BUILDING FOUNDATION OF THE DELTA, founded in 2005, is a micro nonprofit in the Housing & Shelter sector that reported $710 in total revenue in fiscal year 2025. Revenue fell 112% from the prior year — a significant decline worth monitoring.

Mission

HOME BUILDING FOUNDATION OF THE DELTA (HBF DELTA) SUPPORTS PUBLIC CHARITIES IN THE GREATER SAN JOAQUIN COUNTY AREA OF CALIFORNIA BY RAISING MONEY AND DISTRIBUTING SUCH FUNDS TO LOCAL CHARITABLE ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $450

Investment Income $0

Other Revenue $-1,160

TOTAL REVENUE $-710

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $5,201

Other Expenses $6,367

TOTAL EXPENSES $6,367

Year-over-Year Comparison

	2025	2024	Change
Revenue	$-710	$5,846	-1.1%
Expenses	$6,367	$5,478	+0.2%
Net Income	$-7,077	$368	-20.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RAMON BATISTA	Director	1.00	Director	$0	$0	$0
GINGER GADDI	Director	1.00	Director	$0	$0	$0
TOM DOUCETTE	Director	1.00	Director	$0	$0	$0
DEBBIE ARMSTRONG	Director	1.00	Director	$0	$0	$0
DAVE BEST	Past President	1.00	Officer Director	$0	$0	$0
DENNIS WANN	Director	1.00	Director	$0	$0	$0
TERRY MILES	Director	1.00	Director	$0	$0	$0
REY CHAVEZ	Director	1.00	Director	$0	$0	$0
PAM FRANCO	Director	1.00	Director	$0	$0	$0
STEVE HERUM	Director	1.00	Director	$0	$0	$0
ADAM LIND	Director	1.00	Director	$0	$0	$0
CASEY GOULART	President	1.00	Officer Director	$0	$0	$0
JOHN LOOPER	Director	1.00	Director	$0	$0	$0
JOHN ANDERSON	Director	1.00	Director	$0	$0	$0
DENNIS FITZPATRICK	Director	1.00	Director	$0	$0	$0
GREG ARMBRUSTER	Director	1.00	Director	$0	$0	$0
GEORGE PETRULAKIS	Director	1.00	Director	$0	$0	$0
JOHN PRONOITIS	Director	1.00	Director	$0	$0	$0
MATT ARNAIZ	Director	1.00	Director	$0	$0	$0
ROB TOSTE	Director	1.00	Director	$0	$0	$0
RANDY BLING	Director	1.00	Director	$0	$0	$0
BEN FARRIS	Director	1.00	Director	$0	$0	$0
REGGIE CONLEY	Director	1.00	Director	$0	$0	$0
GARRETT DREBERT	Director	1.00	Director	$0	$0	$0
BILL FILIOS	Director	1.00	Director	$0	$0	$0
RAY FRANCO	Director	1.00	Director	$0	$0	$0
CATHY GHAN	Director	1.00	Director	$0	$0	$0
MIKE HAKEEM	Director	1.00	Director	$0	$0	$0
JAMES JIMISON	Director	1.00	Director	$0	$0	$0
BRETT JOLLEY	Director	1.00	Director	$0	$0	$0
GABRIEL MARTINEZ	Director	1.00	Director	$0	$0	$0
RYAN GERDING	Vice President	1.00	Officer Director	$0	$0	$0
KEITH JONES	Director	1.00	Director	$0	$0	$0
JEREMY WHITE	Director	1.00	Director	$0	$0	$0
TONI RAYMUS	Director	1.00	Director	$0	$0	$0
KEITH SCHNEIDER	Director	1.00	Director	$0	$0	$0
BOB TAYLOR	Director	1.00	Director	$0	$0	$0
BRAD SLINKARD	SECRE/TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$-710	$6,367	$25,869	$-7,077
2024	$5,846	$5,478	$32,946	$368
2023	$930	$1,299	$32,578	$-369
2022	$4,988	$931	$32,947	$4,057
2021	$10,445	$800	$28,891	$9,645
2020	$2,825	$900	$19,246	$1,925
2019	$-4,117	$1,348	$17,321	$-5,465
2018	$6,136	$1,182	$22,786	$4,954

HOME BUILDING FOUNDATION OF THE DELTA