MOSAIC - WE ARE BORN TO LEARN (EIN 871700033) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Principal Officer

BONNIE BENJAMIN-PHARISS

Phone

2064653022

Tax Period

2024-01-01 to 2024-12-31

MOSAIC - WE ARE BORN TO LEARN, founded in 2021, is a small nonprofit in the Health Care sector that reported $699K in total revenue in fiscal year 2024.

Mission

MOSAIC WAS ESTABLISHED TO EDUCATE AND SUPPORT PARENTS AND YOUNG PEOPLE ABOUT A DIFFERENT PATHWAY OF LEARNING KNOWN AS SELF-DIRECTED EDUCATION (SDE).

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $699,208

Program Service Revenue $0

Investment Income $1

Other Revenue $0

TOTAL REVENUE $699,209

Expense Breakdown

Grants Paid $0

Salaries & Benefits $150,000

Fundraising Expenses $0

Program Expenses $487,228

Other Expenses $576,623

TOTAL EXPENSES $726,623

Year-over-Year Comparison

	2024	2023	Change
Revenue	$699,209	$677,033	+0.0%
Expenses	$726,623	$659,514	+0.1%
Net Income	$-27,414	$17,519	-2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$150,000

Total Directors

$150,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BONNIE BENJAMIN-PHARISS	BOARD CO-CHAIR/SECRETARY/EXEC. DIR.	20.00	Officer Director	$150,000	$0	$150,000
JONATHAN SAPPEY	BOARD CO-CHAIR	2.00	Officer Director	$0	$0	$0
JEFFREY WESTPHAL	BOARD MEMBERS	1.00	Director	$0	$0	$0
BRENDA ROBINSON	BOARD MEMBERS	1.00	Director	$0	$0	$0
FISH STARK	BOARD MEMBERS	1.00	Director	$0	$0	$0
EMILY LIEBTAG	BOARD MEMBERS	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$699,209	$726,623	$193	$-27,414
2023	$677,033	$659,514	$820	$17,519
2021	$359,420	$348,504	$10,915	$10,916

MOSAIC - WE ARE BORN TO LEARN