Miami, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Floridians For Honest Lending, founded in 2021, is a small nonprofit that reported $136K in total revenue in fiscal year 2022. The organization ran a surplus of $50K, a strong 36% operating margin.
At Floridians for Honest Lending we are committed to empowering homeowners and advocating for fair transparent lending practices in Florida. Our mission is to protect the financial well-being of Florida residents by championing a comprehensive Homeowners Bill of Rights opposing unjust interest rate hikes and demanding meaningful reform of lender-placed insurance policies. We stand firmly against predatory lending behaviors that threaten the security and stability of our communities and we work tirelessly to ensure that Floridians have access to honest equitable and responsible lending options.
A Homeowners Bill of Rights ensures that Florida residents have fundamental protections in their interactions with lenders. This initiative aims to provide clear guidelines and safeguards against...
A Homeowners Bill of Rights ensures that Florida residents have fundamental protections in their interactions with lenders. This initiative aims to provide clear guidelines and safeguards against unfair practices making it easier for homeowners to understand their rights and seek fair treatment. This includes transparency on loan terms protections against sudden foreclosure and a pathway for resolving disputes.
High interest rates can place undue financial strain on homeowners making monthly payments challenging and increasing the risk of default and foreclosure. By opposing state-level interest rate hikes...
High interest rates can place undue financial strain on homeowners making monthly payments challenging and increasing the risk of default and foreclosure. By opposing state-level interest rate hikes Floridians for Honest Lending advocates for a more affordable lending environment where Florida homeowners are not disproportionately burdened by their mortgage costs.
Lender-placed insurance also known as force-placed insurance is a policy that lenders can impose on a borrowers property if the homeowners own insurance lapses. However these policies often come with...
Lender-placed insurance also known as force-placed insurance is a policy that lenders can impose on a borrowers property if the homeowners own insurance lapses. However these policies often come with higher premiums and limited coverage creating additional financial burdens for borrowers. By advocating for reform in lender-placed insurance we aim to establish fair pricing ensure adequate coverage and hold lenders accountable for transparently managing these policies. For the general public reforming lender-placed insurance means lower premiums fewer unexpected charges and fairer lending practices that prevent homeowners from being subjected to inflated or inadequate insurance. Ultimately it protects homeowners from unnecessary expenses and financial strain.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2022 | 2021 | Change | |
|---|---|---|---|
| Revenue | $136,217 | N/A | N/A |
| Expenses | $86,630 | N/A | N/A |
| Net Income | $49,587 | $0 | N/A |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
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Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Joshua Sproat | Director | 1.00 |
Officer
|
$0 | $0 | $0 |
| Kurt Wagner | Director | 2.00 |
Officer
|
$4,200 | $4,200 | $8,400 |
| Matthew Tisdol | Director | 1.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2022 | $136,217 | $86,630 | $49,587 | $49,587 |
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