TCIG INC

EIN: 872580182 501(c)(3) Health Care

BURLINGTON, VT

Total Revenue
$1,137,128
Total Expenses
$521,228
Total Assets
$3,599,371
Net Assets
$2,099,664
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2021
Legal Domicile
VT
Principal Officer
PATRICIA GATHERS
Phone
8023933401
Tax Period
2023-01-01 to 2023-12-31

TCIG INC, founded in 2021, is a community nonprofit in the Health Care sector that reported $1.1M in total revenue in fiscal year 2023. The organization ran a surplus of $616K, a strong 54% operating margin.

Mission

THE ORGANIZATION WAS FORMED AS AN ONSHORE CAPTIVE INSURANCE COMPANY TO INSURE THE RISKS OF THE CARMELITE SYSTEM.

Program Service Accomplishments

Program 1
Expenses: $443,075 Revenue: $1,137,128

TCIG, INC. EXISTS FOR THE PURPOSE OF ENGAGING IN THE BUSINESS OF INSURING AND REINSURING VARIOUS TYPES OF RISK SOLELY IN SUPPORT OF THE CARMELITE SYSTEM, INC. (THE "SYSTEM"), INCLUDING RISKS OF THE...

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TCIG, INC. EXISTS FOR THE PURPOSE OF ENGAGING IN THE BUSINESS OF INSURING AND REINSURING VARIOUS TYPES OF RISK SOLELY IN SUPPORT OF THE CARMELITE SYSTEM, INC. (THE "SYSTEM"), INCLUDING RISKS OF THE SYSTEM AFFILIATES. TCIG, INC. SUPPORTS THE SYSTEM IN CONDUCTING ITS SYSTEMWIDE FINANCIAL AND RISK MANAGEMENT OVERSIGHT ACTIVITIES - SPECIFICALLY, BY INSURING AND REINSURING VARIOUS TYPES OF RISK OTHERWISE SELF-INSURED BY THE SYSTEM OR THE SYSTEM AFFILIATES.THE SYSTEM IS A NOT-FOR-PROFIT HEALTH SYSTEM THAT IS COMMITTED TO PERPETUATING AND STRENGTHENING THE CATHOLIC LONG-TERM HEALTH MINISTRY, RESPECTING AND BUILDING UPON THE MISSION, PHILOSOPHY AND VALUES OF THE CARMELITE SISTERS. CURRENTLY, THERE ARE 17 AFFILIATES OF THE SYSTEM THAT OPERATE SKILLED NURSING, ASSISTED LIVING, AND INDEPENDENT LIVING FACILITIES IN THE STATES OF FLORIDA, MASSACHUSETTS, OHIO, NEW YORK, ILLINOIS, IOWA, AND KENTUCKY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,137,128
Investment Income $0
Other Revenue $0
TOTAL REVENUE $1,137,128

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $443,075
Other Expenses $521,228
TOTAL EXPENSES $521,228

Year-over-Year Comparison

2023 2022 Change
Revenue $1,137,128 $1,148,655 0.0%
Expenses $521,228 $138,916 +2.8%
Net Income $615,900 $1,009,739 -0.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
4
Independent Members
1
Employees
N/A
Volunteers
1

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$1,556,301
Total Directors
5
$1,556,301
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PATRICIA GATHERS DIRECTOR/PRESIDENT 1.00
Officer Director
$0 $48,935 $761,648
KAREN REICH DIRECTOR, TREASURER AND SECRETARY (BEG JULY 2023) 1.00
Officer Director
$0 $47,870 $631,541
REBECCA HALE VT RESIDENT DIRECTOR, ASSISTANT SECRETARY 1.00
Officer Director
$0 $0 $0
MOTHER MARY ROSE HEERY DIRECTOR 1.00
Director
$0 $0 $0
LEAH KILLIAN-SMITH DIRECTOR, TREASURER AND SECRETARY(UNTIL JULY 2023) 1.00
Officer Director
$0 $6,105 $163,112
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $1,137,128 $521,228 $3,599,371 $615,900
2022 $1,148,655 $138,916 $2,958,345 $1,009,739
2021 $606,473 $50,345 $1,389,261 $556,128
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