GRUPO CAJOLA IN NORTH AMERICA A NJ NONPROFIT CORPORATION (EIN 872752774) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Principal Officer

Diana Crowder

Phone

2015727974

Tax Period

2025-01-01 to 2025-12-31

GRUPO CAJOLA IN NORTH AMERICA A NJ NONPROFIT CORPORATION, founded in 2021, is a small nonprofit in the Public & Societal Benefit sector that reported $121K in total revenue in fiscal year 2025. Revenue surged 23% from the prior year, signaling strong growth momentum. Expenses of $116K left a modest 4% surplus.

Mission

Grupo Cajolá in North America's primary mission is to support Asociación Grupo Cajolá in Cajolá (AGCC) a non profit association in Cajolá, Guatemala (Quetzaltenango). AGCC was organized to promote education and economic development in the community of Cajolá, with the goal of eliminating the need for forced migration. Their programs include a scholarship program, preschool, and learning center, along with skills training for two independent businesses.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $120,652

Program Service Revenue $702

Investment Income $39

Other Revenue $-42

TOTAL REVENUE $121,351

Expense Breakdown

Grants Paid $113,935

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $113,935

Other Expenses $2,325

TOTAL EXPENSES $116,260

Year-over-Year Comparison

	2025	2024	Change
Revenue	$121,351	$98,418	+0.2%
Expenses	$116,260	$94,738	+0.2%
Net Income	$5,091	$3,680	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Briana Nichols	President	2	Director	$0	$0	$0
Diana Crowder	Vice President	2	Director	$0	$0	$0
Iraida Lopez	Member at Large	1	Director	$0	$0	$0
Ramon Huinil	Member at Large	1	Director	$0	$0	$0
Brittany Galka	Treasurer	2	Director	$0	$0	$0
Jean Van Steenberghe	Secretary	2	Director	$0	$0	$0
Caryn Maxim	Executive Director	25	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$121,351	$116,260	$36,040	$5,091
2024	$98,418	$94,738	$30,949	$3,680

GRUPO CAJOLA IN NORTH AMERICA A NJ NONPROFIT CORPORATION