CORE CAREER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Principal Officer

JONATHAN LUCUS

Phone

7033100500

Tax Period

2023-10-01 to 2024-09-30

CORE CAREER, founded in 2021, is a community nonprofit in the Human Services sector that reported $1.1M in total revenue in fiscal year 2023. Revenue decreased 14% compared to the prior year. Expenses of $1.6M exceeded revenue, resulting in a 44% operating deficit.

Mission

THROUGH ITS TALENT DEVELOPMENT AND JOB PLACEMENT SERVICES, NSITE SERVES AS THE PREMIER RESOURCE CONNECTING SKILLED INDIVIDUALS WHO ARE BLIND OR VISUALLY IMPAIRED WITH FORWARD-THINKING EMPLOYERS, INCLUDING NONPROFIT AGENCIES ASSOCIATED WITH NATIONAL INDUSTRIES FOR THE BLIND-WORKING TOGETHER TO SIGNIFICANTLY REDUCE UNEMPLOYMENT WITHIN THIS UNTAPPED WORKFORCE.

Program Service Accomplishments

Program 1

Expenses: $1,259,759 Revenue: $959,122

NSITE IS A TALENT MANAGEMENT ENTERPRISE DESIGNED TO SUPPORT EMPLOYERS AND JOB SEEKERS WHO ARE BLIND, VISUALLY IMPAIRED, AND/OR VETERANS THROUGH THE CAREER LIFECYCLE. NSITE OFFERS A CONTINUUM OF...

NSITE IS A TALENT MANAGEMENT ENTERPRISE DESIGNED TO SUPPORT EMPLOYERS AND JOB SEEKERS WHO ARE BLIND, VISUALLY IMPAIRED, AND/OR VETERANS THROUGH THE CAREER LIFECYCLE. NSITE OFFERS A CONTINUUM OF EMPLOYMENT SERVICES, FROM IDENTIFYING CANDIDATES FOR OPEN POSITIONS AND ENSURING THEY HAVE THE SKILLS FOR SUCCESS, TO JOB PLACEMENT SERVICES AND ACCESSIBILITY SUPPORT. DURING FISCAL YEAR 2024, NSITE PLACED 57 INDIVIDUALS IN JOBS AND OFFERED OVER 430 JOB OPPORTUNITIES FOR TRAINING PARTICIPANTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $137,362

Program Service Revenue $959,122

Investment Income $0

Other Revenue $0

TOTAL REVENUE $1,096,484

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,249,690

Fundraising Expenses $113,136

Program Expenses $1,259,759

Other Expenses $270,909

TOTAL EXPENSES $1,581,599

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,096,484	$1,267,773	-0.1%
Expenses	$1,581,599	$1,674,203	-0.1%
Net Income	$-485,115	$-406,430	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$640,756

Total Directors

$401,115

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN COSTLOW	CHAIR	1.00	Officer Director	$0	$0	$0
DENNIS STEINER	TREASURER	1.00	Officer Director	$0	$0	$0
ANGELA HARTLEY	SECRETARY	1.00	Officer Director	$0	$37,020	$401,115
MICHELE C MCDONNALL PHD	MEMBER	1.00	Director	$0	$0	$0
ANDY C MARKS	MEMBER	1.00	Director	$0	$0	$0
JONATHAN LUCUS	EXECUTIVE DIRECTOR	40.00	Officer	$196,666	$42,975	$239,641
MARIANNE HAEGELI	DIRECTOR, LEARNING & LEADERSHIP	40.00	Highest	$135,765	$22,381	$158,146
DOUGLAS R GOIST	PROGRAM MANAGER	40.00	Highest	$106,299	$19,293	$125,592
NABIL FAIK	BUSINESS MANAGER	40.00	Highest	$100,832	$11,715	$112,547
WILLIAM F PARKER	DIRECTOR, STRATEGIC PARTNERSHIPS	40.00		$125,961	$9,601	$135,562

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,096,484	$1,581,599	$330,166	$-485,115
2023	$1,267,773	$1,674,203	$211,812	$-406,430
2022	$1,681,311	$1,681,311	$55,486	No data