NORCAL YOUTH HOCKEY ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Principal Officer

ROBERT GRANDE

Tax Period

2025-01-01 to 2025-12-31

NORCAL YOUTH HOCKEY ASSOCIATION, founded in 2021, is a small nonprofit in the Recreation & Sports sector that reported $342K in total revenue in fiscal year 2025. Revenue surged 64% from the prior year, signaling strong growth momentum. Expenses of $316K left a modest 8% surplus.

Mission

TO PROVIDE YOUTH HOCKEY FOR YOUNGER CHILDERN.

Program Service Accomplishments

Program 1

PROVIDED YOURTH THE OPPERTUNITY TO COMPETE IN HOKEY GAMES WITH ALL THE PROPER GUDIENCE AND TO ACHIEVE RATINGS AND POSISTIONS IN THE GAME.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $342,372

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $342,372

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $316,467

TOTAL EXPENSES $316,467

Year-over-Year Comparison

	2025	2024	Change
Revenue	$342,372	$209,313	+0.6%
Expenses	$316,467	$195,821	+0.6%
Net Income	$25,905	$13,492	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CAMERON HIGLEY	CHIEF EXECUTIVE OFFICER	015.00	Officer Director Key Emp	$0	$0	$0
KAREN HACKETT	SECRETARY	003.00	Officer Director	$0	$0	$0
ROBERT GRANDE	CHIEF FINANCILA OFFICER	010.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$342,372	$316,467	$308,572	$25,905
2024	$209,313	$195,821	$282,667	$13,492
2023	$213,428	$161,445	$269,176	$51,983
2022	$222,357	$165,291	$217,292	$57,066