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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2022

Principal Officer

KENDRA WHITAKER

Tax Period

2025-01-01 to 2025-12-31

MORE, founded in 2022, is a small nonprofit in the Public & Societal Benefit sector that reported $635K in total revenue in fiscal year 2025. Expenses of $585K left a modest 8% surplus.

Mission

Community Development services

Program Service Accomplishments

Program 1

Community Development services

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $628,103

Program Service Revenue $0

Investment Income $5,821

Other Revenue $740

TOTAL REVENUE $634,664

Expense Breakdown

Grants Paid $130

Salaries & Benefits $671

Fundraising Expenses $0

Other Expenses $584,548

TOTAL EXPENSES $585,349

Year-over-Year Comparison

	2025	2024	Change
Revenue	$634,664	$660,314	0.0%
Expenses	$585,349	$314,029	+0.9%
Net Income	$49,315	$346,285	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jason Shine	CHAIRMAN	010.00	Officer Director	$0	$0	$0
Rosa Guzman Snyder	DIRECTOR	010.00	Officer Director	$0	$0	$0
India Whaley	DIRECTOR	010.00	Officer Director	$0	$0	$0
LaShanda Gibbs	DIRECTOR	010.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$634,664	$585,349	$1,195,328	$49,315
2024	$660,314	$314,029	$583,513	$346,285