Early Literacy Ambassadors

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Principal Officer

Holly True

Phone

2104194727

Tax Period

2021-07-01 to 2022-06-30

Early Literacy Ambassadors, founded in 2021, is a micro nonprofit in the Education sector that reported $50 in total revenue in fiscal year 2021. Expenses of $911 exceeded revenue, resulting in a 1722% operating deficit.

Mission

Our mission is to offer free, evidence-based reading interventions to children in south-central TN in order to break the cycle of poverty through early literacy.

Program Service Accomplishments

Program 1

Expenses: $0 Revenue: $0

Programs have not yet begun due to pending 501c3 status and lack of funding.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $50

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $50

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $187

Program Expenses $0

Other Expenses $911

TOTAL EXPENSES $911

Year-over-Year Comparison

	2021	2020	Change
Revenue	$50	N/A	N/A
Expenses	$911	N/A	N/A
Net Income	$-861	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Holly True	Founder/Executive Director	10	Director	$0	$0	$0
Timothy True	President	2	Officer Director	$0	$0	$0
Anne DiPardo	Secretary	1	Officer Director	$0	$0	$0
Mary Margaret Sprinkle	Treasurer	1	Officer Director	$0	$0	$0
Jonanne Hammer	Director	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$50	$911	$550	$-861