FULL ARMOR MINISTRIES INC

EIN: 873916613 501(c)(3) Youth Development

BELTON, SC

Total Revenue
$105,035
Total Expenses
$59,194
Total Assets
$1,637,832
Net Assets
$1,637,832
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2021
Legal Domicile
SC
Principal Officer
PAT GARIBAY
Phone
3212477761
Tax Period
2023-07-01 to 2024-06-30

FULL ARMOR MINISTRIES INC, founded in 2021, is a small nonprofit in the Youth Development sector that reported $105K in total revenue in fiscal year 2023. Revenue fell 94% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $46K, a strong 44% operating margin.

Mission

FULL ARMOR MINISTRIES, INC. EXISTS TO SUPPORT THE ACTIVITIES OF TRAIL LIFE.

Program Service Accomplishments

Program 1
Expenses: $57,158 Revenue: $48,000

THE ORGANIZATION LEASED REAL PROPERTY TO TRAIL LIFE SO THAT TRAIL LIFE COULD CONTINUE ITS MISSION OF GUIDING GENERATIONS OF COURAGEOUS YOUNG MEN TO HONOR GOD, LEAD WITH INTEGRITY, SERVE OTHERS, AND...

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THE ORGANIZATION LEASED REAL PROPERTY TO TRAIL LIFE SO THAT TRAIL LIFE COULD CONTINUE ITS MISSION OF GUIDING GENERATIONS OF COURAGEOUS YOUNG MEN TO HONOR GOD, LEAD WITH INTEGRITY, SERVE OTHERS, AND EXPERIENCE OUTDOOR ADVENTURE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $57,000
Program Service Revenue $48,000
Investment Income $35
Other Revenue $0
TOTAL REVENUE $105,035

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $57,158
Other Expenses $59,194
TOTAL EXPENSES $59,194

Year-over-Year Comparison

2023 2022 Change
Revenue $105,035 $1,633,651 -0.9%
Expenses $59,194 $41,660 +0.4%
Net Income $45,841 $1,591,991 -1.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
5
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$199,038
Total Directors
6
$199,038
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PAT GARIBAY PRESIDENT 0.10
Officer Director
$0 $0 $0
MARK HANCOCK VICE PRESIDE 0.10
Officer Director
$0 $10,039 $199,038
SHAWN KUHN TREASURER 0.10
Officer Director
$0 $0 $0
DAN FORD DIRECTOR 0.10
Director
$0 $0 $0
JEFFREY HUDSON SECRETARY 0.10
Director
$0 $0 $0
DALE FENWICK DIRECTOR 0.10
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $105,035 $59,194 $1,637,832 $45,841
2023 $1,633,651 $41,660 $1,591,991 $1,591,991
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