IBEW PLUS CREDIT UNION

EIN: 880067875

LAS VEGAS, NV

Total Revenue
$5,953,910
Total Expenses
$5,039,380
Total Assets
$123,763,069
Net Assets
$13,321,644
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Financial Trends

Organization Details

Formation Year
1983
Legal Domicile
NV
Principal Officer
CAROL SCHUMACHER
Phone
7028714746
Tax Period
2024-01-01 to 2024-12-31

IBEW PLUS CREDIT UNION, founded in 1983, is a community nonprofit that reported $6.0M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. The organization ran a surplus of $915K, a strong 15% operating margin.

Mission

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PLUS CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Program Service Accomplishments

Program 1

THE LAS VEGAS ELECTRICAL FEDERAL CREDIT UNION WAS FORMED IN 1952, IN LAS VEGAS, NEVADA WITH 100 MEMBERS OF I.B.E.W. LOCAL #357 AS THE CHARTER MEMBERS OF THE CREDIT UNION. IBEW PLUS CREDIT UNION WAS...

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THE LAS VEGAS ELECTRICAL FEDERAL CREDIT UNION WAS FORMED IN 1952, IN LAS VEGAS, NEVADA WITH 100 MEMBERS OF I.B.E.W. LOCAL #357 AS THE CHARTER MEMBERS OF THE CREDIT UNION. IBEW PLUS CREDIT UNION WAS THE FIRST UNION-REPRESENTED CREDIT UNION IN NEVADA. OVER THE YEARS, WE HAVE BECOME A FULL-SERVICE FINANCIAL INSTITUTION OFFERING OUR MEMBERS THE HIGHEST LEVEL OF SERVICE, RESPECT, AND SECURITY. OUR LENDING PROGRAM ENCOMPASSES ALL LENDING AREAS UNDER WHICH OUR MEMBERS MAY NEED CONSUMER CREDIT DURING THEIR MEMBERSHIP WITH IBEW PLUS CREDIT UNION, SUCH AS AUTO LOANS, HOME LOANS, AND HOME EQUITY LOANS. CONVERSELY, WHERE OUR MEMBERS NEED A SAVINGS VESSEL THAT GIVES THE SAFETY AND SECURITY OF BANKING DEPOSIT PRODUCTS, IBEW PLUS CREDIT UNION OFFERS A WIDE VARIETY OF INTEREST BEARING CONSUMER DEPOSIT ACCOUNTS FROM CHECKING ACCOUNTS THROUGH IRA TIME DEPOSITS AND ALL THINGS IN BETWEEN. OUR DRIVING PRINCIPLE IS TO BE AVAILABLE FOR OUR MEMBERS/OWNER'S FINANCIAL NEEDS WHILE PROVIDING AN ENVIRONMENT WHERE OUR MEMBER/OWNER'S FINANCIAL NEEDS COMPLIMENT AND ASSIST OTHER MEMBER/OWNER'S NEEDS AND REQUIREMENTS IN A PURELY COOPERATIVE ENVIRONMENT.

Program 2

ACCESSIBILITY TO THEIR FUNDS IS HIGH ON OUR MEMBERS' WISH LIST. WITH OUR SERVICES, THEY CAN ACCESS THEIR FUNDS THROUGH THE AUTOMATED CLEARING HOUSE, BY CHECK, BY ATM/DEBIT CARDS, PHONE, HOME BANKING...

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ACCESSIBILITY TO THEIR FUNDS IS HIGH ON OUR MEMBERS' WISH LIST. WITH OUR SERVICES, THEY CAN ACCESS THEIR FUNDS THROUGH THE AUTOMATED CLEARING HOUSE, BY CHECK, BY ATM/DEBIT CARDS, PHONE, HOME BANKING, MOBILE ACCESS, ETC.

Program 3

THE CREDIT UNION STRIVES TO KEEP ITS DIVIDEND RATES WITHIN THE HIGHER END OF THE MARKET TO HELP MEMBERS IMPROVE THEIR WEALTH. DIFFERENT SAVINGS PRODUCTS ARE AVAILABLE FOR DIFFERENT LEVELS OF SAVINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $3,056,976
Investment Income $2,821,518
Other Revenue $75,416
TOTAL REVENUE $5,953,910

Expense Breakdown

Grants Paid $600
Salaries & Benefits $2,082,095
Fundraising Expenses $0
Other Expenses $2,956,685
TOTAL EXPENSES $5,039,380

Year-over-Year Comparison

2024 2023 Change
Revenue $5,953,910 $5,510,028 +0.1%
Expenses $5,039,380 $4,349,848 +0.2%
Net Income $914,530 $1,160,180 -0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
35
Volunteers
11

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$1,155,145
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROBERT E CANNON CHAIRPERSON 1.00
Director
$0 $0 $0
SAM HORNBECK VICE CHAIRPERSON 1.00
Director
$0 $0 $0
WENDY SIEDLECKI SECRETARY 1.00
Director
$0 $0 $0
ROBERT DUKE CANNON TREASURER 1.00
Director
$0 $0 $0
MICHAEL FRITCHLEY BOARD MEMBER 1.00
Director
$0 $0 $0
DONNA BRADLEY BOARD MEMBER 1.00
Director
$0 $0 $0
JEFFREY WALLENFANG BOARD MEMBER 1.00
Director
$0 $0 $0
MICHAEL WISNER SUPV CMTE CHAIRPERSON 0.50
Director
$0 $0 $0
MICHAEL KREIMEYER SUPV CMTE MEMBER 0.50
Director
$0 $0 $0
ALAN SMITH SUPV CMTE MEMBER 0.50
Director
$0 $0 $0
KEVIN HENARD SUPV CMTE MEMBER 0.50
Director
$0 $0 $0
CAROL SCHUMACHER PRESIDENT/CEO 40.00
Officer
$329,411 $28,026 $357,437
STEPHANIE CALACAL EVP 40.00
Officer
$213,919 $35,209 $249,128
KELLY ETHIER EVP/CLO 40.00
Officer
$189,700 $26,411 $216,111
DIANE CAMARDELLA VP OF COMPLIANCE 40.00
Officer
$163,961 $25,974 $189,935
TARA SEXTON VP 40.00
Officer
$118,099 $24,435 $142,534
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $5,953,910 $5,039,380 $123,763,069 $914,530
2023 $5,510,028 $4,349,848 $119,100,579 $1,160,180
2022 $3,766,214 $3,355,561 $114,417,679 $410,653
2021 $3,377,704 $3,372,710 $115,817,912 $4,994
2020 $3,420,151 $3,300,591 $107,836,262 $119,560
2019 $4,101,011 $3,739,126 $92,490,756 $361,885
2018 $4,033,539 $3,542,569 $89,614,863 $490,970
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