BEDROCK CREDIT AMERICA INC

EIN: 881829727 501(c)(3) Human Services

COLLINSVILLE, CT

Total Revenue
$148,320
Total Expenses
$158,374
Total Assets
$-3,692
Net Assets
$-9,692
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2022
Legal Domicile
CT
Principal Officer
STEPHEN PREISIG
Phone
2034047209
Tax Period
2025-01-01 to 2025-12-31

BEDROCK CREDIT AMERICA INC, founded in 2022, is a small nonprofit in the Human Services sector that reported $148K in total revenue in fiscal year 2025.

Mission

THERE IS A GENERAL LACK OF UNDERSTANDING AS TO HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE. TO MAINTAIN PROPER CREDIT. BEDROCK CREDIT AMERICA (BCA) PLANS TO CORRECT THIS PROBLEM THROUGH COMMUNITY OUTREACH AND EDUCATION. BCA WILL SERVE THE UNDERPRIVILEGED WITHIN THE COMMUNITIES BY OFFERING FREE CREDIT EDUCATION AND PRACTICAL APPLICATION BY CREATING CUSTOMIZED EDUCATION AND ACTION PLANS FOR INDIVIDUALS. THIS WILL ALLOW SPECIFIC ISSUES TO BE ADDRESSED IN AN EASY-TO-UNDERSTAND MANNER AND CREATE HOPE FOR THOSE WHO ARE CURRENTLY STRUGGLING WITH THEIR CREDIT. THE ORGANIZATION, THROUGH PARTNERSHIPS WITH COMMUNITY BUSINESSES, BANKS, MORTGAGE LENDERS, REALTORS, AS WELL AS COMMUNITY INSTITUTIONS, CHURCHES, SCHOOLS AND OTHER NON-PROFITS, WE WILL OFFER FREE CREDIT EDUCATION SEMINARS THAT WILL BE OPEN TO THE PUBLIC.

Program Service Accomplishments

Program 1

THROUGH PUBLIC OUTREACH AND EDUCATION, BEDROCK CREDIT AMERICA IS PROVIDING TO THE PUBLIC AN UNDERSTANDING OF HOW THE CREDIT SYSTEM WORKS AND WHAT CAN BE DONE TO MAINTAIN PROPER CREDIT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $147,820
Investment Income $0
Other Revenue $500
TOTAL REVENUE $148,320

Expense Breakdown

Grants Paid $0
Salaries & Benefits $136,053
Fundraising Expenses $0
Program Expenses $158,374
Other Expenses $22,321
TOTAL EXPENSES $158,374

Year-over-Year Comparison

2025 2024 Change
Revenue $148,320 N/A N/A
Expenses $158,374 N/A N/A
Net Income $-10,054 $0 N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
5
Independent Members
5
Employees
N/A
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
STEPHEN PREISIG EXEC DIRECTOR/CEO 40.00
Director
$0 $0 $0
JASON PONIATOWSKI DIRECTOR 20.00
Director
$0 $0 $0
GREG BENO DIRECTOR 2.00
Director
$0 $0 $0
LINDA SUAREZ DIRECTOR 2.00
Director
$0 $0 $0
MELISSA BARRETO DIRECTOR 2.00
Director
$0 $0 $0
CHRISTINE IRELAND DIRECTOR 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $148,320 $158,374 $-3,692 $-10,054
2024 $165,150 $176,652 $1,431 $-11,502
2023 $202,738 $209,654 $2,948 $-6,916
2022 $93,800 $90,832 $3,021 $2,968
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