CHARITY AT WORK INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

V REV ANTHONY G SABBAGH

Phone

6106536405

Tax Period

2024-01-01 to 2024-12-31

CHARITY AT WORK INC, founded in 2022, is a small nonprofit in the Human Services sector that reported $224K in total revenue in fiscal year 2024. Revenue surged 40% from the prior year, signaling strong growth momentum. The organization ran a surplus of $177K, a strong 79% operating margin.

Mission

TO HELP THOSE IN NEED, LOCALLY AND ABROAD, WITH FINANCIAL AND BASIC NEEDS SUCH AS FOOD AND CLOTHING

Program Service Accomplishments

Program 1

Expenses: $46,962

CHARITY AT WORK, INC. PROVIDES A WIDE RANGE OF SERVICES DESIGNED TO UPLIFT COMMUNITIES AND INDIVIDUALS FACING HARDSHIPS. THESE INCLUDE FOOD AND EMERGENCY HELP, MEDICAL ASSISTANCE, AND REFUGEE RELIEF. ADDITIONALLY, THE ORGANIZATION EMPHASIZES THE IMPORTANCE OF EDUCATION, OFFERING RESOURCES AND SUPPORT TO HELP INDIVIDUALS ACHIEVE LONG-TERM STABILITY AND SELF-SUFFICIENCY.THE ORGANIZATION IS NOT ONLY ABOUT MEETING IMMEDIATE NEEDS BUT ALSO ABOUT CREATING A SUSTAINABLE IMPACT. WITH A FOCUS ON CHRISTIAN VALUES, CHARITY AT WORK, INC. SEEKS TO EMPOWER PEOPLE TO REBUILD THEIR LIVES, RESTORE DIGNITY, AND FOSTER A SENSE OF COMMUNITY. THEY OPERATE THROUGH A NETWORK OF DONORS, VOLUNTEERS, AND PARTNERSHIPS, (CONT. ON SCH. O) ENSURING THAT EVERY RESOURCE IS MAXIMIZED TO SERVE THOSE IN NEED EFFECTIVELY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $225,429

Program Service Revenue $0

Investment Income $0

Other Revenue $-1,304

TOTAL REVENUE $224,125

Expense Breakdown

Grants Paid $41,529

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $46,962

Other Expenses $5,733

TOTAL EXPENSES $47,262

Year-over-Year Comparison

	2024	2023	Change
Revenue	$224,125	$159,682	+0.4%
Expenses	$47,262	N/A	N/A
Net Income	$176,863	$159,682	+0.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
V REV ANTHONY G SABBAGH	PRESIDENT	1.00	Officer Director	$0	$0	$0
NASSAR SABBAGH	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
HOPE SABBAGH	INTERIM SECRETARY (AS OF 01/24_	1.00	Officer Director	$0	$0	$0
MARIE GLACOBBE	SECRETARY (THRU 01/24)	1.00	Officer Director	$0	$0	$0
SAHAR GLACOBBE	CO-SECRETARY	1.00	Officer Director	$0	$0	$0
REEMA RICHIE	TREASURER (THRU 01/24)	1.00	Officer Director	$0	$0	$0
METROPOLITAN BASILLOS MANSOUR	BOARD MEMBER	1.00	Director	$0	$0	$0
V REV GEORGE SHALHOUB	BOARD MEMBER	1.00	Director	$0	$0	$0
DR SAMI MOUSSA	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$224,125	$47,262	$227,418	$176,863