CAMBRIA COUNTY BACKPACK PROJECT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

JESSICA PULLIAM PETRUNAK

Phone

8142620732

Tax Period

2024-01-01 to 2024-12-31

CAMBRIA COUNTY BACKPACK PROJECT, founded in 2022, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $283K in total revenue in fiscal year 2024. The organization ran a surplus of $65K, a strong 23% operating margin.

Mission

The CCBP is a program that works with different partners to help provide weekend bags of food to children who are chronically hungry in Cambria County.

Program Service Accomplishments

Program 1

Expenses: $217,945 Revenue: $282,837

Packing and delivering weekend food for hungry children

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $282,694

Program Service Revenue $0

Investment Income $143

Other Revenue $0

TOTAL REVENUE $282,837

Expense Breakdown

Grants Paid $0

Salaries & Benefits $90,072

Fundraising Expenses $9,596

Program Expenses $217,945

Other Expenses $127,873

TOTAL EXPENSES $217,945

Year-over-Year Comparison

	2024	2023	Change
Revenue	$282,837	N/A	N/A
Expenses	$217,945	N/A	N/A
Net Income	$64,892	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

560

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$11,944

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTEN VILLARIAL	EXECUTIVE DIRECTOR	40.00	Highest	$54,010	$0	$54,010
CODI NORMAN	COORDINATOR	0.00		$17,725	$0	$17,725
JENNA STANCOMBE	COORDINATOR	40.00	Key Emp	$11,944	$0	$11,944
SEAN MCCOOL	BOARD VICE PRESIDENT	0.00	Officer	$0	$0	$0
MISTI SMITH	TREASURER	0.00	Officer	$0	$0	$0
DIANE CHESTNUTWOOD	SECRETARY	0.00	Officer	$0	$0	$0
CINDY MCCOMBIE	Board member	0.00	Officer	$0	$0	$0
LISA MENDOZA	Board Member	0.00	Officer	$0	$0	$0
GREG NEUGEBAUER	Board Member	0.00	Officer	$0	$0	$0
MIKE ALBERTS	Board Member	0.00	Officer	$0	$0	$0
NIKKI SILKO	Board Member	0.00	Officer	$0	$0	$0
JENNIFER TIFFANY	Board Member	0.00	Officer	$0	$0	$0
RENEE DALY	Board Member	0.00	Officer	$0	$0	$0
SUE BRUGH	Board Member	0.00	Officer	$0	$0	$0
QUAN BRITT	Board Member	0.00		$0	$0	$0
SUE DANCHANKO	Board Members	0.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$282,837	$217,945	$190,536	$64,892