CURA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

FRED STRUZYK

Phone

3203992366

Tax Period

2023-01-01 to 2023-12-31

CURA, founded in 2022, is a community nonprofit in the Housing & Shelter sector that reported $5.2M in total revenue in fiscal year 2023. Expenses of $5.9M exceeded revenue, resulting in a 15% operating deficit.

Mission

TO PROVIDE HIGH QUALITY, PERSON-CENTERED CARE WITH DIGNITY, RESPECT, COMPASSION, AND INTEGRITY.

Program Service Accomplishments

Program 1

Expenses: $2,423,216 Revenue: $2,300,522

CURA OF LE SUEUR IS SKILLED NURSING FACILITY PROVIDES HIGH QUALITY, PERSON-CENTERED CARE WITH DIGNITY, RESPECT, COMPASSION AND INTEGRITY. THE SKILLED NURSING FACILITY CONTINUES TO BE AN AGGRESSIVELY INNOVATIVE IN PROVIDING THE CONTINUUM OF CARE BY CREATING AN ATTRACTIVE ATMOSPHERE TO THE STAFF AND RESIDENTS.

Program 2

Expenses: $2,721,003 Revenue: $2,472,680

CURA OF BENSON, ALSO KNOWN AS SCANDIHAVEN IS A SENIOR HOUSING, WHERE ITS MISSION IS TO PROVIDE HIGH QUALITY, PERSON CENTERED CARE WITH DIGNITY, RESPECT, COMPASSION AND INTEGRTIY. THE SENIOR HOUSING OFFERS INDEPENDENT AND ASSISTED LIVING, AND MEMORY CARE.INDEPENDENT LIVING OFFERS SENIOR RESIDENTS TO LIVE AS INDEPENDENT AS POSSIBLE IN AN AGING COMMUNITY WITH THE FEELING OF HOME AND THE CARE THAT CAN BE COUNT ON.ASSISTED LIVING WITH A LA CARTE SERVICES OFFERS A FLEXIBLE AND PERSONALIZED APPROACHED TO A SENIOR RESIDENT'S CARE. A SERVICE, WHERE AN INDIVIDUAL CAN MAINTAIN THEIR INDEPENDENCE WHILE HAVING ASSISTANCE WITH DAILY ACTIVITIES.MEMORY CARE HAS 19 SUITES DEDICATED TO THOSE INDIVIDUALS WHO ARE IN NEED OF MEMORY SPECIFIC NEEDS. A SECURED MEMORY CARE WING OFFERS FLEXIBILITY FOR RESIDENTS TO MOVE FREELY INDOOR AND OUTDOOR WHILE ALLOWING PEACE OF MIND TO LOVED ONES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $174,525

Program Service Revenue $4,773,202

Investment Income $1,093

Other Revenue $231,097

TOTAL REVENUE $5,179,917

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,530,638

Fundraising Expenses $0

Program Expenses $5,144,219

Other Expenses $2,402,925

TOTAL EXPENSES $5,933,563

Year-over-Year Comparison

	2023	2022	Change
Revenue	$5,179,917	N/A	N/A
Expenses	$5,933,563	N/A	N/A
Net Income	$-753,646	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

178

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TOM OPATZ	CHIEF EXECUTIVE OFFICER	1.00	Officer Director	$0	$0	$0
FRED STRUZYK	CHIEF FINANCIAL OFFICER	1.00	Officer Director	$0	$0	$0
CURT COTTON	PRESIDENT	1.00	Officer Director	$0	$0	$0
JOESPH SCHWINGHAMMER	SECRETARY	1.00	Officer Director	$0	$0	$0
MARK DIRKES	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$5,179,917	$5,933,563	$737,048	$-753,646