SWIFT US NATIONAL GROUP

EIN: 900897610 Community Improvement

JERSEY CITY, NJ

Total Revenue
$17,184
Total Expenses
$88,036
Total Assets
$679,016
Net Assets
$679,016
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2012
Legal Domicile
DC
Principal Officer
RAGHU SRINIVASAN
Phone
2125520945
Tax Period
2025-01-01 to 2025-12-31

SWIFT US NATIONAL GROUP, founded in 2012, is a micro nonprofit in the Community Improvement sector that reported $17K in total revenue in fiscal year 2025. Revenue fell 89% from the prior year — a significant decline worth monitoring. Expenses of $88K exceeded revenue, resulting in a 412% operating deficit.

Mission

THE SWIFT US NATIONAL GROUP (SUSA) REPRESENTS THE INTERESTS OF THE US MEMBERS OF THE SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION (SWIFT). SWIFT PROMOTES THE COMMON BUSINESS INTEREST OF BANKS, SECURITIES INSTITUTIONS, CORPORATIONS AND OTHERS IN THE UNITED STATES ENGAGED IN THE TRANSMISSION AND ROUTING OF SECURE, CONFIDENTIAL, FINANCIAL MESSAGES. SWIFT COMMUNICATES AND INTERACTS WITH OTHER NATIONAL AND INTERNATIONAL ORGANIZATIONS WITH RESPECT TO STANDARDS FOR FINANCIAL MESSAGING AND TRANSACTION TECHNOLOGY. SUSA WILL PROMOTE THE COMMON BUSINESS INTERESTS OF BANKS, SECURITIES INSTITUTIONS, CORPORATIONS AND OTHERS IN THE UNITED STATES ENGAGED IN THE TRANSMISSION AND ROUTING OF SECURE, CONFIDENTIAL FINANCIAL MESSAGES.

Program Service Accomplishments

Program 1
Expenses: $48,165

THE ORGANIZATION, THROUGH MEMBERSHIP IN SWIFT, (I) PROMOTES THE COMMON BUSINESS INTERESTS OF BANKS, SECURITIES INSTITUTIONS, CORPORATIONS AND OTHERS IN THE UNITED STATES ENGAGED IN THE TRANSMISSION...

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THE ORGANIZATION, THROUGH MEMBERSHIP IN SWIFT, (I) PROMOTES THE COMMON BUSINESS INTERESTS OF BANKS, SECURITIES INSTITUTIONS, CORPORATIONS AND OTHERS IN THE UNITED STATES ENGAGED IN THE TRANSMISSION AND ROUTING OF SECURE, CONFIDENTIAL FINANCIAL MESSAGES; (II) TO REPRESENT AND ADVANCE THE INTERESTS OF THE CORPORATION AND ITS MEMBERS TO AND WITHIN THE GOVERNANCE STRUCTURE OF THE SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION (SWIFT); (III) TO COMMUNICATE AND INTERACT WITH OTHER NATIONAL AND INTERNATIONAL ORGANIZATIONS WITH RESPECT TO STANDARDS FOR FINANCIAL MESSAGING AND TRANSACTION TECHNOLOGY; (IV) THROUGH IMPROVEMENT AND STANDARDIZATION OF FINANCIAL MESSAGING AND TRANSACTION TECHNOLOGY, TO LOWER THE COST OF AND REDUCE THE RISK ASSOCIATED WITH FINANCIAL TRANSACTIONS, THEREBY FACILITATING BUSINESS OPERATIONS IN GENERAL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $17,184
Other Revenue $0
TOTAL REVENUE $17,184

Expense Breakdown

Grants Paid $0
Salaries & Benefits $62,200
Fundraising Expenses $0
Program Expenses $48,165
Other Expenses $25,836
TOTAL EXPENSES $88,036

Year-over-Year Comparison

2025 2024 Change
Revenue $17,184 $162,792 -0.9%
Expenses $88,036 $92,457 0.0%
Net Income $-70,852 $70,335 -2.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

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Governance

Voting Members
12
Independent Members
12
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$62,200
Total Directors
16
$62,200
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
RAGHU SRINIVASAN CHAIR 1.00
Officer Director
$0 $0 $0
STEPHANIE WATSON VICE CHAIR 1.00
Officer Director
$0 $0 $0
ROY DECICCO USER GROUP CHAIR TREASURER 3.00
Officer Director
$62,200 $0 $62,200
TED ROTHSCHILD SECRETARY 1.00
Officer Director
$0 $0 $0
DEBO SEN DIRECTOR 1.00
Director
$0 $0 $0
GAYATHRI VASUDEV DIRECTOR 1.00
Director
$0 $0 $0
ALLISON SHONERD DIRECTOR 1.00
Director
$0 $0 $0
ISABEL SCHMIDT DIRECTOR 1.00
Director
$0 $0 $0
CATHERINE DAWSON DIRECTOR 1.00
Director
$0 $0 $0
MIKE SKLOW DIRECTOR 1.00
Director
$0 $0 $0
SARA KRANTZ DIRECTOR 1.00
Director
$0 $0 $0
LISA ROSSI DIRECTOR 1.00
Director
$0 $0 $0
KEVIN BLAIR DIRECTOR 1.00
Director
$0 $0 $0
GREG MURRAY DIRECTOR 1.00
Director
$0 $0 $0
GRAEME MUNRO DIRECTOR 1.00
Director
$0 $0 $0
ARTHUR AMBROSE DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $17,184 $88,036 $679,016 $-70,852
2024 $162,792 $92,457 $749,868 $70,335
2023 $146,683 $182,233 $679,533 $-35,550
2022 $158,348 $132,048 $715,083 $26,300
2021 $150,736 $134,349 $688,783 $16,387
2020 $156,575 $138,128 $672,396 $18,447
2019 $171,583 $200,708 $653,949 $-29,125
2018 $177,977 $189,517 $683,074 $-11,540
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